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Laminar Flow Cabinet Finance

Spread the cost of laminar flow cabinets and biosafety cabinets from £3,000 to £20,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a laminar flow cabinet?

Yes, laminar flow cabinets are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £20,000, and most deals are written over 12–48 months with a deposit of around 10–15%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£3k – £20k

Approval Speed

24 hours

Same-day for < £15k

Rates From

4.2% APR

What would a laminar flow cabinet cost per month?

£8,500
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical laminar flow cabinet price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 4.5% APR
Term
12–48 months
Deposit
10–15%
Ownership
Yours at the end
Best for
Labs wanting to own the cabinet outright

Finance Lease

Rate
From 4.2% APR
Term
12–48 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim the full lease payment against profit

Refinance

Rate
From 5.2% APR
Term
12–36 months
Deposit
None required
Ownership
You already own the cabinet
Best for
Releasing capital from owned lab equipment

Representative example

On a purchase price of £8,500: a 10% deposit of £850, then 48 monthly payments of £179 at 5.9% APR representative (fixed). Total amount payable £9,442, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Compact Vertical Laminar Flow Cabinet (spec class) £3,000 – £5,500 Compact Vertical Laminar Flow Cabinet
Class II Microbiological Safety Cabinet, Standard (spec class) £6,000 – £11,000 Class II Biosafety Cabinet
Sartorius-class Incubator FlowBox Combined Unit (spec class) £12,000 – £20,000 Combined Incubator and Flow Cabinet
PCR Workstation with UV Decontamination (spec class) £4,000 – £9,000 PCR/Molecular Biology Workstation

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Tax benefits

Laminar flow and biosafety cabinets qualify for Annual Investment Allowance (AIA), meaning you can deduct the full cost from taxable profits in year one, up to £1,000,000. For HP agreements, you claim capital allowances on the cabinet. For leases, you typically deduct the full lease payment from profits.

Market context

Laminar flow and microbiological safety cabinets are bought by cell culture labs, microbiology and diagnostics labs, university research departments and pharmaceutical compounding facilities to provide a sterile working environment for handling cell cultures, samples or biological material. Contract research and university spinout buyers setting up a new lab are often funded by grant or start-up capital, and lenders take this into account alongside the trading history of the applicant when structuring the finance. Annual certification testing is a legal or accreditation requirement for biosafety cabinets in particular, and this ongoing servicing cost should be planned for alongside the purchase, even though it's a relatively low-cost instrument compared with analytical equipment. Used and refurbished cabinets are widely available from specialist resellers, though recertification of the filter and airflow is essential before a used unit goes back into service.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

What's the difference between a laminar flow cabinet and a biosafety cabinet for finance purposes?
Finance-wise there's little difference, both are financed the same way as standard lab equipment. The distinction matters for your lab's compliance rather than the finance itself: a laminar flow cabinet protects the sample from contamination, while a Class II biosafety cabinet also protects the operator, and getting the wrong type for your work is a bigger issue than which one costs more to finance.
Can I finance a used biosafety cabinet?
Yes, but insist on evidence of recent HEPA filter integrity testing and airflow certification before financing a used cabinet, since these are safety-critical checks that a private sale may not have kept up. A refurbished unit from a specialist lab equipment reseller, supplied recertified, is usually the more straightforward option to finance. Ask the reseller for the certification date and test method used, since this is generally what a lender will want to see before approving finance.
Can I finance a cabinet alongside an incubator on one agreement?
Yes, most lenders will finance a laminar flow cabinet or biosafety cabinet alongside an incubator, centrifuge or other cell culture equipment as part of a single lab fit-out agreement, which is usually simpler than arranging separate facilities. One consolidated supplier quote covering everything makes the application quicker to assess, and can also secure a better blended rate than financing each item on its own agreement.
How quickly can laminar flow cabinet finance be arranged?
Given the relatively modest cost, straightforward applications for an established lab are typically approved within 24 hours. New university spinouts or start-up labs may need to provide grant or funding evidence, which can add a day or two. Having that paperwork ready before you apply is the simplest way to keep things on track for a same-day decision. A first-time applicant with a clear grant offer letter to hand can usually still expect a same-day decision at this price point.

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