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Fume Cupboard Finance

Spread the cost of ducted fume cupboards from £6,000 to £25,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a fume cupboard?

Yes, fume cupboards are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £6,000 to £25,000, and most deals are written over 24–60 months with a deposit of around 10–20%. Decisions typically take 48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£6k – £25k

Approval Speed

48 hours

Same-day for < £15k, standard installs

Rates From

4.5% APR

What would a fume cupboard cost per month?

£13,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical fume cupboard price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 4.9% APR
Term
24–60 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Labs wanting to own the fume cupboard outright

Finance Lease

Rate
From 4.5% APR
Term
24–60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim the full lease payment against profit, including installation

Refinance

Rate
From 5.5% APR
Term
12–36 months
Deposit
None required
Ownership
You already own the fume cupboard
Best for
Releasing capital from an owned fume cupboard installation

Representative example

On a purchase price of £13,000: a 10% deposit of £1,300, then 48 monthly payments of £274 at 5.9% APR representative (fixed). Total amount payable £14,452, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
900mm Ducted Fume Cupboard, Two Sockets (spec class) £6,000 – £10,000 Standard Ducted Fume Cupboard
1200mm Ducted Fume Cupboard with Gas Taps (spec class) £10,000 – £16,000 Wide Ducted Fume Cupboard
2m Walk-In Fume Cupboard, Sliding Doors (spec class) £16,000 – £22,000 Walk-In Fume Cupboard
Ductless Filtered Fume Cabinet (spec class) £4,000 – £9,000 Ductless Fume Cabinet

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Tax benefits

Fume cupboards qualify for Annual Investment Allowance (AIA), meaning you can deduct the full cost from taxable profits in year one, up to £1,000,000. For HP agreements, you claim capital allowances on the fume cupboard. For leases, you typically deduct the full lease payment from profits.

Market context

Fume cupboards are bought by chemistry, pharmaceutical, environmental and food testing labs, and university teaching and research departments to provide safe handling of volatile or hazardous substances, usually as part of a wider lab fit-out rather than a standalone purchase. Because a ducted installation involves fan positioning, ductwork and integration with the building, installation cost can add a substantial amount on top of the cupboard itself, and this is worth including in the finance figure rather than budgeting separately. Contract research and university spinout buyers fitting out a new lab space are frequently funded by grants or start-up capital, and lenders will want to understand this funding picture given the fume cupboard is typically bought alongside several other pieces of equipment as part of one project. Annual face velocity testing and servicing are a legal requirement and an ongoing cost that should be factored in alongside the purchase.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Can I finance the ductwork and installation as well as the fume cupboard itself?
Yes, most lenders will include ducting, extract fans and installation labour in the same finance agreement as the fume cupboard, since installation can add a significant amount to the total project cost. Getting a single fixed-price quote covering the whole installation makes it easier to finance as one package rather than piecing together separate costs. A phased quote breaking down cupboard, ductwork and labour separately can still be financed together, provided the total figure is clear before the agreement is drawn up.
Is a ductless fume cabinet cheaper to finance than a ducted one?
The cabinet itself is often similarly priced, but a ductless system avoids most of the installation cost since it doesn't need ductwork, fans or an external discharge route, which can make the overall project noticeably cheaper to finance. Whether ductless suits your work depends on the chemicals you're handling, so check suitability with a fume cupboard specialist before choosing. Getting that suitability assessment in writing also reassures a lender that the correct type of protection has been specified for the work involved.
Can I finance a fume cupboard as part of a wider lab fit-out?
Yes, most lenders will finance a fume cupboard alongside benching, incubators, balances and other lab equipment on a single agreement when it's part of a new lab fit-out, which is usually simpler than running multiple facilities for one project. A single contractor's quote covering the whole fit-out is the easiest basis for a lender to assess the application. This approach also gives a clearer overall project timeline, since equipment delivery and building works can be scheduled against one agreed finance date.
How quickly can fume cupboard finance be arranged?
Straightforward purchases of a standard cupboard, without significant ductwork changes, are often approved within 48 hours. Larger installations involving building works and a full lab fit-out typically take longer, since the lender will want a fixed-price quote covering the whole project. Submitting that quote alongside your application from the outset is the best way to avoid delays. For a straightforward like-for-like replacement of an existing cupboard, decisions are often reached at the faster end of that range.

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