Spread the cost of combi oven from £4,000 to £35,000+ with flexible finance options. HP, lease, or refinance; compare rates from 40+ lenders.
Yes, combi ovens are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £4,000 to £35,000, and most deals are written over 24–60 months with a deposit of around 10–15%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£4k – £35k
Approval Speed
24–48 hours
Same-day for < £25k
Rates From
5.6% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical combi oven price. Indicative only, not a quote.
Compare combi oven finance rates from 200+ lenders
Check EligibilityOn a purchase price of £14,000: a 10% deposit of £1,400, then 48 monthly payments of £295 at 5.9% APR representative (fixed). Total amount payable £15,560, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Rational CombiMaster Plus 6-1/1 | £4,995 – £8,500 | Compact Combi Oven |
| Lincat Invoq 6-Grid | £13,857 – £18,000 | Electric Combi Oven |
| 10 grid combi oven, freestanding | £16,000 – £24,000 | High-Volume Combi Oven |
| Reconditioned combi oven (2–4 years old) | £6,000 – £11,000 | Refurbished Combi Oven |
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Check EligibilityCombi oven equipment qualifies for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one, up to £1,000,000. HP allows capital allowances. Lease payments are fully deductible against profit.
The typical buyer is a restaurant, pub kitchen, hotel, or contract caterer replacing an ageing or unreliable unit rather than opening from scratch. A combi oven runs for most of the trading day, so lenders treat it as heavily used, well-maintained kit that holds resale value if serviced properly. That has supported a genuine secondhand and reconditioned market alongside new sales, and most operators choose finance over an outright purchase so cash stays free for stock, staff, and the rest of the fit-out.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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