Spread the cost of display fridge from £1,000 to £9,000+ with flexible finance options. HP, lease, or refinance;
Yes, display fridges are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £1,000 to £9,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£1k – £9k
Approval Speed
24–48 hours
Same-day for < £25k
Rates From
6.3% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical display fridge price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £3,200: a 10% deposit of £320, then 48 monthly payments of £68 at 5.9% APR representative (fixed). Total amount payable £3,584, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Countertop display fridge | £1,000 – £2,200 | Countertop Display Fridge |
| Multideck display fridge | £2,500 – £5,500 | Multideck Display Fridge |
| Serve-over deli counter | £3,500 – £8,000 | Deli Display Counter |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Display fridge equipment qualifies for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one, up to £1,000,000. HP allows capital allowances. Lease payments are fully deductible against profit.
Cafés, delis, bakeries, and convenience-format food retailers are the main buyers, using display fridges to merchandise food and drink at the point of sale as much as to store it. Because these units are also a visible part of the shop fit-out, buyers often replace them for appearance as well as function, and a reasonable secondhand market exists among smaller independent operators. Most are financed alongside the rest of a counter fit-out rather than bought as a standalone item.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.