Spread the cost of commercial fridge from £900 to £8,000+ with flexible finance options. HP, lease, or refinance;
Yes, commercial fridges are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £900 to £8,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£900 – £8k
Approval Speed
24–48 hours
Same-day for < £25k
Rates From
6.3% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical commercial fridge price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £2,800: a 10% deposit of £280, then 48 monthly payments of £59 at 5.9% APR representative (fixed). Total amount payable £3,112, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Single door upright fridge, 600–700L | £1,600 – £2,600 | Upright Fridge |
| Undercounter fridge | £1,400 – £2,200 | Undercounter Fridge |
| Double door upright fridge | £2,800 – £4,500 | Double Door Fridge |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Commercial fridge equipment qualifies for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one, up to £1,000,000. HP allows capital allowances. Lease payments are fully deductible against profit.
Every catering business needs at least one commercial fridge, and buyers range from a single-site café replacing a tired unit to a restaurant group standardising cold storage across several kitchens. Upright and undercounter fridges from the established UK refrigeration manufacturers are built to run continuously and hold decent resale value if serviced, which supports both a new and a used market. Most operators finance fridges as part of a wider equipment order rather than as a single item, since the ticket size on its own is often modest.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.