Spread the cost of deck oven from £3,000 to £30,000+ with flexible finance options. HP, lease, or refinance;
Yes, deck ovens are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £30,000, and most deals are written over 24–60 months with a deposit of around 10–15%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£3k – £30k
Approval Speed
24–48 hours
Same-day for < £25k
Rates From
5.6% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical deck oven price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £9,000: a 10% deposit of £900, then 48 monthly payments of £190 at 5.9% APR representative (fixed). Total amount payable £10,020, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Single deck bakery oven, 4-tray | £3,000 – £6,000 | Small Bakery Deck Oven |
| Double deck bakery oven, 8-tray | £7,000 – £14,000 | Medium Bakery Deck Oven |
| Triple deck bakery oven, 12-tray | £14,000 – £26,000 | Large Bakery Deck Oven |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Deck oven equipment qualifies for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one, up to £1,000,000. HP allows capital allowances. Lease payments are fully deductible against profit.
The typical buyer is an artisan bakery, in-store bakery counter, or a pizzeria that wants stone-baked results rather than a fan-assisted finish. Deck ovens from established European manufacturers are built to run continuously for years, so a healthy secondhand market exists alongside new sales, and lenders generally view them as good security. Most bakers finance a deck oven rather than buy outright because the bigger multi-deck models represent a large single outlay relative to typical bakery turnover.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.