Spread the cost of pizza oven from £800 to £25,000+ with flexible finance options. HP, lease, or refinance;
Yes, pizza ovens are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £800 to £25,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£800 – £25k
Approval Speed
24–48 hours
Same-day for < £25k
Rates From
6.3% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical pizza oven price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £6,000: a 10% deposit of £600, then 48 monthly payments of £127 at 5.9% APR representative (fixed). Total amount payable £6,696, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Lincat Lynx 400 Single Deck | £650 – £750 | Countertop Pizza Oven |
| Lincat Double-Deck Pizza Oven | £1,350 – £1,450 | Twin Deck Pizza Oven |
| Wood-fired pizza oven (commercial) | £8,000 – £18,000 | Wood-Fired Pizza Oven |
| Conveyor pizza oven, 18 inch belt | £3,500 – £9,000 | High-Throughput Pizza Oven |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Pizza oven equipment qualifies for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one, up to £1,000,000. HP allows capital allowances. Lease payments are fully deductible against profit.
Buyers range from a single independent pizzeria adding one deck oven to a growing chain standardising on conveyor ovens across sites. The spread between a countertop electric deck oven and a bespoke wood-fired or gas-fired oven is wide, and that spread is exactly what drives the choice of finance: cheap electric decks are often bought outright, while wood-fired and conveyor ovens, which cost far more and last for years with basic maintenance, are usually financed so the operator is not tying up working capital before the first pizza is sold.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
See how lenders treat hospitality & catering assets
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.