Spread the cost of bar equipment from £3,000 to £60,000+ with flexible finance options. HP, lease, or refinance;
Yes, bar equipments are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £60,000, and most deals are written over 24–60 months with a deposit of around 10–15%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£3k – £60k
Approval Speed
24–48 hours
Same-day for < £25k
Rates From
5.6% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical bar equipment price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £15,000: a 10% deposit of £1,500, then 48 monthly payments of £316 at 5.9% APR representative (fixed). Total amount payable £16,668, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Back-bar refrigeration and optics | £3,000 – £8,000 | Back-Bar Refrigeration |
| Full bar build: counter, taps, cellar cooling, glasswashing | £15,000 – £35,000 | Full Bar Build |
| Complete bar fit-out, large venue | £35,000 – £70,000 | Large Venue Bar Fit-Out |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Bar equipment qualifies for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one, up to £1,000,000. HP allows capital allowances. Lease payments are fully deductible against profit.
A bar fit-out mixes hard catering equipment, refrigeration, dispense systems, glasswashers, ice machines, with soft elements such as the bar counter joinery, seating, and decor, and lenders draw a real distinction between the two. The refrigeration, dispense, and washing equipment retain resale value and finance in the same way as kitchen equipment; the counter build, bespoke joinery, and any decorative finish behave more like furniture, with little value if removed. Most new pub, bar, and taproom openings end up splitting their fit-out across more than one type of funding for exactly this reason.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.