Spread the cost of bean to cup machine from £1,500 to £12,000+ with flexible finance options. HP, lease, or refinance;
Yes, bean to cup machines are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £1,500 to £12,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£2k – £12k
Approval Speed
24–48 hours
Same-day for < £25k
Rates From
6.3% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical bean to cup machine price. Indicative only, not a quote.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £4,000: a 10% deposit of £400, then 48 monthly payments of £84 at 5.9% APR representative (fixed). Total amount payable £4,432, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Compact bean-to-cup machine | £1,800 – £3,500 | Compact Bean-To-Cup Machine |
| High-volume bean-to-cup machine | £4,000 – £8,000 | High-Volume Bean-To-Cup Machine |
| Twin-hopper bean-to-cup with milk system | £6,000 – £11,000 | Twin-Hopper Bean-To-Cup Machine |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Bean-to-cup machine equipment qualifies for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one, up to £1,000,000. HP allows capital allowances. Lease payments are fully deductible against profit.
Bean-to-cup machines are the default choice for offices, forecourts, hotels running self-serve breakfast, and quick-service sites that want consistent coffee without employing a trained barista. Because they are largely self-contained units with fewer serviceable parts than a traditional espresso machine, they are straightforward for lenders to assess and hold reasonable resale value within their working life. Most sites finance a bean-to-cup machine when scaling up from a domestic-grade machine to a proper commercial unit able to handle daily volume.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.