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Glasswasher Finance

Spread the cost of glasswasher from £900 to £6,000+ with flexible finance options. HP, lease, or refinance; compare rates from 40+ lenders.

Can you finance a glasswasher?

Yes, glasswashers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £900 to £6,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£900 – £6k

Approval Speed

24–48 hours

Same-day for < £25k

Rates From

6.3% APR

What would a glasswasher cost per month?

£2,200
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical glasswasher price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 6.8% APR
Term
12–60 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Glasswasher buyers wanting to own it outright

Finance Lease

Rate
From 6.3% APR
Term
12–60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient; claim 100% of payments against profit

Operating Lease

Rate
From 7.0% APR
Term
24–60 months
Deposit
1–3 rentals in advance
Ownership
Return at end
Best for
Upgrade glasswasher regularly. Off balance sheet.

Representative example

On a purchase price of £2,200: a 10% deposit of £220, then 48 monthly payments of £46 at 5.9% APR representative (fixed). Total amount payable £2,428, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Winterhalter UC Series Undercounter £1,300 – £1,600 Undercounter Glasswasher
Meiko Undercounter Glasswasher £1,250 – £1,500 Undercounter Glasswasher
High-throughput pass-through glasswasher £2,500 – £5,000 Pass-Through Glasswasher

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Tax benefits

Glasswasher equipment qualifies for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one, up to £1,000,000. HP allows capital allowances. Lease payments are fully deductible against profit.

Market context

Pubs, bars, and hotels are the main buyers, usually replacing a machine that is leaving spots on glasses or has broken down rather than opening a new bar from scratch. Undercounter glasswashers from the established German manufacturers are built for constant daily cycles and hold their value reasonably well, which keeps finance rates competitive even on a fairly low ticket price. Many operators buy a single undercounter unit outright and only turn to finance once ordering several machines for a multi-bar site or a large refurbishment.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Is it worth financing a single undercounter glasswasher given the low cost?
For one machine under roughly £1,500, many bar owners buy outright rather than arrange finance, since the admin involved can be disproportionate to the saving. It makes more sense once you are ordering two or more machines for a multi-bar venue, or combining the glasswasher with a dishwasher and other bar equipment on one supplier invoice, where the combined ticket justifies a proper finance agreement.
Can I finance a glasswasher as part of a wider bar fit-out?
Yes, glasswashers are commonly bundled with dishwashers, ice machines, and cellar cooling equipment into a single finance agreement covering the whole bar back-of-house. This usually gets a better rate than financing the glasswasher alone, and reduces the number of agreements you need to track and repay. This is particularly common when refitting a bar's entire back-of-house in one go rather than replacing individual machines piecemeal as they fail over time, which also tends to secure a better combined rate.
What deposit and term should I expect?
For hire purchase, expect 10–20% deposit over 12–60 months. Finance leases are usually available with no deposit. Given the modest ticket size, approval is typically fast, often same-day for an established pub or bar with existing accounts. Larger orders covering several machines for a multi-bar venue may see a marginally better rate, since the combined value gives the lender more comfort in the overall relationship than a single low-value machine would.
Is a used glasswasher easy to finance?
Yes, reconditioned glasswashers from specialist dealers are financed regularly, typically up to around 5 years old with a service history behind them. Because glasswashers run through many cycles a day, lenders will usually want confirmation of recent servicing rather than relying on age alone, and a short warranty from the reconditioning dealer speeds up the credit decision considerably. This is worth doing even for a single machine, not just a larger order.

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