Spread the cost of soft serve machine from £2,000 to £15,000+ with flexible finance options. HP, lease, or refinance; compare rates from 40+ lenders.
Yes, soft serve machines are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £2,000 to £15,000, and most deals are written over 24–60 months with a deposit of around 10–15%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£2k – £15k
Approval Speed
24–48 hours
Same-day for < £25k
Rates From
5.6% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical soft serve machine price. Indicative only, not a quote.
Compare soft serve machine finance rates from 200+ lenders
Check EligibilityOn a purchase price of £5,500: a 10% deposit of £550, then 48 monthly payments of £116 at 5.9% APR representative (fixed). Total amount payable £6,118, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Single-flavour countertop soft serve | £2,000 – £4,000 | Countertop Soft Serve Machine |
| Twin-flavour floor-standing soft serve | £4,500 – £8,500 | Floor-Standing Soft Serve Machine |
| High-output soft serve machine | £9,000 – £15,000 | High-Output Soft Serve Machine |
Ready to compare soft serve machine finance? 2 minutes, no credit check.
Check EligibilitySoft serve machine equipment qualifies for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one, up to £1,000,000. HP allows capital allowances. Lease payments are fully deductible against profit.
Ice cream parlours, dessert-led restaurants, and seasonal kiosks buy soft serve machines to add a reliable, high-margin menu line, and demand is naturally seasonal, which is part of why so many operators finance rather than buy outright. Machines built by the established catering manufacturers are designed to run through a full summer season and are serviced annually, supporting a workable secondhand market for smaller operators, though higher-output multi-flavour machines are more specialist and command a narrower resale market.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
Compare rates from 200+ lenders, takes 2 minutes.
Check EligibilitySee how lenders treat hospitality & catering assets
Compare rates from 200+ lenders. No credit check.
Check Eligibility →