Lendus.

Cask Washer Finance

Spread the cost of a cask washer from £4,000 to £70,000+ with flexible finance options. HP, lease, or refinance

Can you finance a cask washer?

Yes, cask washers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £4,000 to £70,000, and most deals are written over 12–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

50+ UK lenders through Fundably
3+ months trading
UK limited companies only
Monthly revenue required

Typical Cost

£4k – £70k

Approval Speed

24–48 hours

Same-day for < £20k

Rates From

5.2% APR

What would a cask washer cost per month?

£18,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical cask washer price. Indicative only, not a quote.

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For UK limited companies with 3+ months’ trading and monthly revenue.

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Finance options

Hire Purchase (HP)

Rate
From 5.6% APR
Term
12–72 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Breweries wanting to own the equipment outright

Finance Lease

Rate
From 5.2% APR
Term
12–72 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim the lease payments against profit

Operating Lease

Rate
From 5.9% APR
Term
24–60 months
Deposit
None required
Ownership
Return at end
Best for
Keep cask stock cycling without a large outlay

Representative example

On a purchase price of £18,000: a 10% deposit of £1,800, then 48 monthly payments of £380 at 5.9% APR representative (fixed). Total amount payable £20,040, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Manual Cask Washer £4,500 – £9,000 Manual / Semi-Automatic
Semi-Auto Cask Washer £10,000 – £20,000 Semi-Automatic
Automatic Cask Washer/Filler £22,000 – £42,000 Automatic
High-Throughput Cask Line £42,000 – £65,000 Automatic

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For UK limited companies with 3+ months’ trading and monthly revenue.

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Tax benefits

A cask washer qualifies for capital allowances, so most of the purchase cost can be set against taxable profits well within the Annual Investment Allowance most brewing and distilling businesses have available in a given year. Hire purchase lets you claim allowances as the owner from day one. Finance lease and operating lease payments are typically deductible in full as a trading expense, which suits businesses that would rather smooth the deduction over the term than take it all upfront. Speak to your accountant about which structure suits your current tax position.

Market context

Cask ale relies on a returnable cask that gets refilled dozens of times, so a cask washer is really a stock-rotation asset: the faster and more reliably a brewery can clean and refill its own casks, the fewer casks it needs to own to service the same trade. A growing cask-focused brewery typically buys or upgrades a washer as its tied estate of casks grows and manual cleaning starts to limit how quickly stock can turn around, rather than replacing a washer that has broken. Cask washing equipment is a more specialist category than keg washing, since fewer breweries run cask-only programmes today, so the used market is smaller and more dependent on finding a well-known manufacturer’s unit.

Bad credit?

Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.

Explore business funding options through Fundably.

For UK limited companies with 3+ months’ trading and monthly revenue.

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Frequently asked questions

Why does cask turnaround speed matter for how many casks I need?
A cask that sits at a pub for a week, then takes another few days to be collected, cleaned and refilled, is unavailable to sell beer from for a meaningful chunk of its cycle. A faster in-house wash and fill process shortens that gap, meaning fewer casks are needed to keep the same volume of beer moving through the trade. This is why breweries often finance a cask washer at the same time as reviewing how many casks they actually own.
Can I finance a combined cask washer and filler?
Yes. Most cask washing equipment at craft brewery scale washes and fills in one combined unit, financed as a single asset, rather than as two separate machines. Lenders assess the throughput rating, whether it is manual, semi-automatic or automatic, and the manufacturer, in the same way they would for a keg line.
Can I finance a used cask washer?
Yes, though the used market is smaller than for keg washing equipment, since fewer breweries run cask-focused packaging today. Used units from recognised manufacturers are typically financeable up to around 10 years old, subject to an independent inspection of the wash and fill cycle and any seals.
What deposit is typical for a cask washer?
Hire purchase typically asks for a 10 to 20% deposit. Finance lease and operating lease usually require none. Given cask washing equipment is generally a lower-value purchase than a full keg line, some breweries fold it into a wider packaging or cellar equipment finance facility rather than financing it as a standalone item.
Do I need a cask washer if I outsource cask cleaning?
Not necessarily; some breweries continue to use a third-party cask cleaning and racking service rather than bringing it in-house, particularly if cask volumes are modest. Bringing washing in-house becomes more attractive as cask volume grows and outsourced turnaround times start to constrain how quickly stock can be reused, which is when most breweries look at financing their own equipment.

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For UK limited companies with at least 3 months’ trading and monthly revenue.

Cask Washer finance

Ltd companies · 3+ months trading · monthly revenue

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