Spread the cost of fermentation tanks from £8,000 to £150,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, fermentation tanks are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £8,000 to £150,000, and most deals are written over 12–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£8k – £150k
Approval Speed
24–48 hours
Same-day for < £40k
Rates From
4.8% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical fermentation tank price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £35,000: a 10% deposit of £3,500, then 48 monthly payments of £738 at 5.9% APR representative (fixed). Total amount payable £38,924, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| 10HL Fermenter | £10,000 – £18,000 | Cylindroconical Unitank |
| 20HL Fermenter | £18,000 – £30,000 | Cylindroconical Unitank |
| 50HL Fermenter | £35,000 – £65,000 | Production Unitank |
| 100HL Fermenter | £65,000 – £120,000 | Production Unitank |
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Check EligibilityA fermentation tank qualifies for capital allowances, so most of the purchase cost can be set against taxable profits well within the Annual Investment Allowance most brewing and distilling businesses have available in a given year. Hire purchase lets you claim allowances as the owner from day one. Finance lease and operating lease payments are typically deductible in full as a trading expense, which suits businesses that would rather smooth the deduction over the term than take it all upfront. Speak to your accountant about which structure suits your current tax position.
Fermenters are bought incrementally more often than any other piece of brewing kit. A brewery typically starts with enough fermentation capacity to match its brewhouse and packaging line, then adds tanks one or two at a time as sales grow rather than buying a full estate on day one, which is why refinancing existing tanks to fund the next one is a routine part of how breweries expand. Stainless unitanks from established manufacturers hold their value well over many years of use, supporting both a genuine used market for breweries buying secondhand and asset-backed refinance for breweries that already own tanks outright. Replacement tends to follow a capacity shortfall rather than a tank wearing out, since a well-maintained stainless fermenter has a long working life.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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