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Kegging Line Finance

Spread the cost of a kegging line from £10,000 to £120,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a kegging line?

Yes, kegging lines are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £10,000 to £120,000, and most deals are written over 36–72 months with a deposit of around 15–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£10k – £120k

Approval Speed

24–48 hours

3–5 days for > £50k

Rates From

6.5% APR

What would a kegging line cost per month?

£40,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical kegging line price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 7.0% APR
Term
36–72 months
Deposit
15–20%
Ownership
Yours at the end
Best for
Breweries wanting to own the kegging line outright

Finance Lease

Rate
From 6.5% APR
Term
36–72 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Breweries keeping cash for keg stock and duty

Operating Lease

Rate
From 7.5% APR
Term
36–60 months
Deposit
None required
Ownership
Return at end
Best for
Breweries scaling volume who expect to upgrade line speed

Representative example

On a purchase price of £40,000: a 10% deposit of £4,000, then 48 monthly payments of £844 at 5.9% APR representative (fixed). Total amount payable £44,512, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Manual keg washer and filler unit (specification class, no single dominant UK supplier verified) £10,000 – £20,000 Manual Keg Washer/Filler
Semi-automatic kegging line (specification class) £25,000 – £55,000 Semi-Automatic Kegging Line
Fully automatic kegging line with CIP system (specification class) £60,000 – £120,000 Fully Automatic Kegging Line
Keg cleaning and sanitising unit only (specification class) £8,000 – £18,000 Keg Washer/Sanitiser

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Tax benefits

A kegging line is a moveable item of plant and normally qualifies for the Annual Investment Allowance, letting you set the full cost against taxable profits in the year of purchase up to the prevailing AIA limit, which your accountant can confirm. Where the line is plumbed into fixed process pipework as part of a wider brewhouse fit-out, that surrounding installation can be treated differently from the kegging equipment itself for capital allowances, so it's worth getting your accountant to confirm the split. Hire purchase preserves the allowance for the buyer from day one; finance lease and operating lease payments are instead deducted as a revenue expense as they're paid.

Market context

Kegging lines are bought by breweries moving from manual filling to a dedicated line as their draught trade with pubs, bars and taprooms grows, since manual filling and cleaning becomes a production bottleneck once keg volumes rise. Because keg stock itself, the metal kegs, represents a significant separate investment, most breweries finance the kegging line to keep cash available for building up a keg fleet and covering duty, rather than committing all their capital to the filling equipment. Upgrading from manual or semi-automatic to fully automatic kegging is generally driven by production volume and the labour cost of manual filling, rather than the existing line failing, and a workable used market exists for established kegging equipment, supporting asset-backed finance for growing breweries.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Can keg stock be included in the kegging line finance?
No, kegs themselves are usually funded separately from the filling equipment, since they're a large, ongoing fleet cost that grows with your draught trade rather than a one-off capital item like the line. Some breweries fund kegs through a separate asset finance or working capital facility so the two costs don't compete for the same credit approval.
Can a CIP (clean-in-place) system be included in the finance?
Yes, most lenders will include a clean-in-place system, keg washer and any associated pipework or tanks in the finance amount if they're itemised on the supplier's invoice alongside the kegging line itself, since CIP is normally treated as part of the same production equipment package.
What deposit is typical for a kegging line?
Hire purchase deposits typically run 15% to 20%. A larger deposit can meaningfully reduce the monthly payment on a fully automatic line given the higher overall cost, and some lenders will consider a lower deposit for an established brewery with several years of trading accounts.
Can I finance a used kegging line?
Yes, kegging equipment is commonly financed second-hand, particularly when a brewery is upgrading and selling its previous line to a smaller producer. Lenders will usually want to know the age and service history of the filler and any CIP system before approving finance on used equipment.

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