Spread the cost of a coffee roaster from £4,000 to £45,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, coffee roasters are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £4,000 to £45,000, and most deals are written over 24–72 months with a deposit of around 15–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£4k – £45k
Approval Speed
24–48 hours
Same-day for < £15k
Rates From
6.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical coffee roaster price. Indicative only, not a quote.
Compare coffee roaster finance rates from 200+ lenders
Check EligibilityOn a purchase price of £16,000: a 10% deposit of £1,600, then 48 monthly payments of £338 at 5.9% APR representative (fixed). Total amount payable £17,824, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Giesen W6A entry-level roaster (6kg batch) | £4,500 – £12,000 (indicative, converted from published US pricing; confirm current UK price with a Giesen dealer) | Entry-Level Batch Roaster |
| Diedrich IR-12 mid-batch roaster | £15,000 – £30,000 (indicative, confirm current price with a Diedrich dealer) | Mid-Batch Roaster |
| Probat production roaster (12–25kg batch) | £20,000 – £40,000 (indicative, confirm current price with a Probat dealer) | Production Batch Roaster |
| Loring smart roaster (low-emission) | £25,000 – £45,000 (indicative, confirm current price with a Loring dealer) | Low-Emission Roaster |
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Check EligibilityA coffee roaster is a moveable item of plant and normally qualifies for the Annual Investment Allowance, letting you set the full cost against taxable profits in the year of purchase up to the prevailing AIA limit, which your accountant can confirm. Where a roaster is installed as part of a wider unit fit-out with fixed flue and extraction ductwork, it's worth checking with your accountant whether any of that installation work is treated differently for capital allowances than the roaster itself. Hire purchase preserves the allowance for the buyer from day one; finance lease and operating lease payments are instead deducted as a revenue expense as they're paid.
Coffee roasters are bought by independent specialty roasters, cafes moving into roasting their own beans, and small wholesale roasting businesses supplying other cafes and shops, most starting on a small entry-level machine and financing a larger production roaster once wholesale demand builds. Because green bean stock already ties up working capital, and a roaster needs a proper flue, extraction and often an afterburner for emissions compliance, most buyers finance the roaster itself to keep cash free for beans, packaging and the installation work around the machine. Upgrading is generally driven by outgrowing batch capacity on the existing roaster rather than the machine failing, since a well-maintained roaster can run for many years, and an active used market exists for established brands such as Probat and Diedrich, supporting asset-backed finance at most scales.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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