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Keg Washer Finance

Spread the cost of a keg washer from £5,000 to £90,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a keg washer?

Yes, keg washers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £5,000 to £90,000, and most deals are written over 12–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£5k – £90k

Approval Speed

24–48 hours

Same-day for < £30k

Rates From

5.1% APR

What would a keg washer cost per month?

£25,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical keg washer price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 5.5% APR
Term
12–72 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Breweries wanting to own the equipment outright

Finance Lease

Rate
From 5.1% APR
Term
12–72 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim the lease payments against profit

Operating Lease

Rate
From 5.8% APR
Term
24–60 months
Deposit
None required
Ownership
Return at end
Best for
Bring keg turnaround in-house without a large outlay

Representative example

On a purchase price of £25,000: a 10% deposit of £2,500, then 48 monthly payments of £527 at 5.9% APR representative (fixed). Total amount payable £27,796, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Manual Single-Head Washer £5,500 – £10,000 Semi-Automatic
Semi-Auto Keg Washer/Filler £12,000 – £25,000 Semi-Automatic
Auto Rotary Washer/Filler £28,000 – £55,000 Automatic
High-Throughput Line £55,000 – £85,000 Automatic

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Tax benefits

A keg washer qualifies for capital allowances, so most of the purchase cost can be set against taxable profits well within the Annual Investment Allowance most brewing and distilling businesses have available in a given year. Hire purchase lets you claim allowances as the owner from day one. Finance lease and operating lease payments are typically deductible in full as a trading expense, which suits businesses that would rather smooth the deduction over the term than take it all upfront. Speak to your accountant about which structure suits your current tax position.

Market context

A keg washer is usually the equipment that lets a brewery bring keg turnaround in-house for the first time, replacing reliance on a third-party cleaning contractor or a manual rinse-and-fill process that cannot keep pace once keg volumes grow. The buying decision tends to follow keg stock and dispatch volume rather than a fixed schedule, so a brewery upgrading from a manual or semi-automatic washer to an automatic rotary line is usually chasing throughput and consistent hygiene standards for growing wholesale or export business. Established washer and filler combinations from well-known manufacturers hold their value reasonably well, supporting a used market for smaller breweries not yet ready to justify a fully automatic line.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Can I finance a combined washer and filler unit?
Yes. Keg washing and filling are usually sold and financed as a single combined unit rather than two separate machines, since the keg passes through both stages on the same line. Lenders assess the combined unit as one asset for finance purposes, based on its throughput rating, manufacturer and whether it is semi-automatic or fully automatic.
What deposit do I need for a keg washer?
Hire purchase typically asks for a 10 to 20% deposit. Finance lease and operating lease usually require none. A higher-throughput automatic line will generally need a larger deposit in absolute terms than a manual or semi-automatic unit simply because the total facility is larger, though the percentage required is usually similar.
Can I finance a used keg washer?
Yes, used washer and filler units from recognised manufacturers are financeable, typically up to around 10 years old, subject to an independent inspection of the wash cycle, seals and fill heads. A used semi-automatic unit is a common way for a growing brewery to bring keg turnaround in-house before committing to a fully automatic line.
Do I need an automatic line or is semi-automatic enough?
It depends on keg volume and staffing. A semi-automatic washer, where an operator loads and unloads kegs manually between automated wash and fill cycles, suits breweries dispatching a few hundred kegs a week. A fully automatic rotary line, which handles loading and unloading with minimal operator input, suits higher-volume operations where labour cost per keg starts to matter more than the higher upfront price of the machine.
Is keg washing equipment financed separately from my bright tank?
Usually yes. The bright tank holds finished beer ready for kegging, while the washer and filler are a separate packaging line asset. They can be combined into a single finance facility if bought together, but lenders assess them as distinct pieces of equipment, since one is a stainless vessel and the other is a mechanical line with moving parts.

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