Lendus.

Spirit Safe Finance

Spread the cost of a spirit safe from £3,000 to £40,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a spirit safe?

Yes, spirit safes are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £40,000, and most deals are written over 12–60 months with a deposit of around 15–25%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£3k – £40k

Approval Speed

24–48 hours

Same-day for < £15k

Rates From

5.6% APR

What would a spirit safe cost per month?

£10,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical spirit safe price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 6.0% APR
Term
12–60 months
Deposit
15–25%
Ownership
Yours at the end
Best for
Distilleries wanting to own the safe outright

Finance Lease

Rate
From 5.6% APR
Term
12–60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim the lease payments against profit

Operating Lease

Rate
From 6.3% APR
Term
24–48 months
Deposit
None required
Ownership
Return at end
Best for
Fit out a still house without a large upfront outlay

Representative example

On a purchase price of £10,000: a 10% deposit of £1,000, then 48 monthly payments of £211 at 5.9% APR representative (fixed). Total amount payable £11,128, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Small Craft Spirit Safe £3,000 – £7,000 Small Distillery Safe
Standard Spirit Safe £7,000 – £15,000 Mid-Scale Distillery Safe
Multi-Still Spirit Safe £16,000 – £30,000 Production Distillery Safe
Custom Bespoke Spirit Safe £28,000 – £38,000 Bespoke / Heritage Design

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Tax benefits

A spirit safe qualifies for capital allowances, so most of the purchase cost can be set against taxable profits well within the Annual Investment Allowance most brewing and distilling businesses have available in a given year. Hire purchase lets you claim allowances as the owner from day one. Finance lease and operating lease payments are typically deductible in full as a trading expense, which suits businesses that would rather smooth the deduction over the term than take it all upfront. Speak to your accountant about which structure suits your current tax position.

Market context

A spirit safe is used to observe and separate the spirit run into heads, hearts and tails while the vapour path remains sealed, and is typically specified and approved as part of the same HMRC application covering the still it is connected to, so it is normally bought at the same time as a new still rather than sourced independently later. Buyers are usually a new distillery fitting out a still house for the first time, or an established distillery adding a safe for a second still. Many spirit safes are made to order for the specific still and space they sit in, so bespoke commissions are common and the used market is thinner and less predictable than for stills or brewing vessels.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Is a spirit safe legally required at a UK distillery?
A spirit safe is standard practice at UK distilleries and forms part of the approved plant HMRC assesses when granting approval to operate a still, since it lets the distiller and any inspecting officer observe the spirit run and separate cuts without breaking the sealed vapour path. Speak to HMRC or a distillery consultant about exactly what your specific setup needs, since requirements can depend on your still configuration; this is procurement context, not regulatory advice.
Can a spirit safe be financed on its own, separate from the still?
Yes, though it is more commonly bought and financed at the same time as the still it serves, since both are usually part of the same equipment order and the same HMRC approval submission. If you are adding a safe later, for a second still or to replace an older one, it can be financed as a standalone item, though as a lower-value purchase some distilleries choose to pay for it directly rather than open a separate agreement.
Why are spirit safes often custom-made?
A spirit safe needs to connect precisely to the vapour path of a specific still and fit the physical space of a particular still house, so many distilleries commission a bespoke safe rather than buying an off-the-shelf unit, particularly smaller craft distilleries with unusual still configurations or heritage-style copper and brass fittings. This is one reason the used market for spirit safes is thinner than for stills, since a bespoke safe made for one still rarely fits another.
What deposit do I need for a spirit safe?
Hire purchase typically asks for a 15 to 25% deposit, in line with other distilling equipment. Finance lease and operating lease usually require none. If financed alongside a new still as part of one facility, the deposit terms for the whole package typically apply rather than being set separately for the safe.
Can I finance a used spirit safe?
It is possible but less common than financing a used still, since spirit safes are frequently custom-made and may not suit a different still configuration. Where a used safe from a closed or upgraded distillery does become available and fits your setup, it can be financed subject to an independent inspection, though most distilleries find commissioning a new safe to match their exact still is the more practical route.

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