Spread the cost of cask storage and racking from £5,000 to £200,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, cask storages are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £5,000 to £200,000, and most deals are written over 12–84 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£5k – £200k
Approval Speed
24–48 hours
Same-day for < £40k
Rates From
5.2% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical cask storage price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £40,000: a 10% deposit of £4,000, then 48 monthly payments of £844 at 5.9% APR representative (fixed). Total amount payable £44,512, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| 250-Cask Rack System | £6,000 – £14,000 | Palletised Racking |
| 1,000-Cask Rack System | £20,000 – £45,000 | Palletised / Dunnage Racking |
| 3,000-Cask Warehouse Racking | £55,000 – £120,000 | Production Warehouse Racking |
| 6,000-Cask Warehouse Racking | £130,000 – £190,000 | Production Warehouse Racking |
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Check EligibilityCask storage racking qualifies for capital allowances, so most of the purchase cost can be set against taxable profits well within the Annual Investment Allowance most brewing and distilling businesses have available in a given year. Hire purchase lets you claim allowances as the owner from day one. Finance lease and operating lease payments are typically deductible in full as a trading expense, which suits businesses that would rather smooth the deduction over the term than take it all upfront. Speak to your accountant about which structure suits your current tax position.
Spirit that needs to mature in cask before it can be sold as whisky creates a multi-year gap between paying for the still, the casks and the spirit that fills them, and having stock ready to sell, which is why cask storage and racking is usually financed as part of the same growth plan as the still itself rather than treated as a separate, later decision. Maturing stock has to sit within HMRC-approved bonded premises, so racking is normally installed as part of an approved warehouse fit-out rather than bought as standalone shelving. A distillery expanding its warehouse typically does so because cask stock has outgrown existing racking, and steel racking systems are durable enough that a reasonable used market exists alongside new installations.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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