Lendus.

Gin Still Finance

Spread the cost of a gin still from £8,000 to £150,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a gin still?

Yes, gin stills are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £8,000 to £150,000, and most deals are written over 12–72 months with a deposit of around 15–25%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£8k – £150k

Approval Speed

24–48 hours

Same-day for < £25k

Rates From

5.3% APR

What would a gin still cost per month?

£35,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical gin still price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 5.7% APR
Term
12–72 months
Deposit
15–25%
Ownership
Yours at the end
Best for
Distilleries wanting to own the still outright

Finance Lease

Rate
From 5.3% APR
Term
12–72 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim the lease payments against profit

Operating Lease

Rate
From 6.0% APR
Term
24–60 months
Deposit
None required
Ownership
Return at end
Best for
Get to first production without a large upfront outlay

Representative example

On a purchase price of £35,000: a 10% deposit of £3,500, then 48 monthly payments of £738 at 5.9% APR representative (fixed). Total amount payable £38,924, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
100L Gin Still £9,000 – £18,000 Pilot / Nano Still
300L Gin Still £25,000 – £48,000 Small Distillery Still
500L Gin Still £48,000 – £85,000 Mid-Scale Still
1,000L Gin Still £90,000 – £140,000 Production Still

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Tax benefits

A gin still qualifies for capital allowances, so most of the purchase cost can be set against taxable profits well within the Annual Investment Allowance most brewing and distilling businesses have available in a given year. Hire purchase lets you claim allowances as the owner from day one. Finance lease and operating lease payments are typically deductible in full as a trading expense, which suits businesses that would rather smooth the deduction over the term than take it all upfront. Speak to your accountant about which structure suits your current tax position.

Market context

Gin is the most common first product for a new UK distillery, because it is made by redistilling bought-in neutral grain spirit with botanicals rather than distilling from scratch and ageing the result, so a new entrant can move from installed still to first sale in weeks rather than years. This makes gin stills a common start-up purchase, and lenders generally find these deals more straightforward to assess on repayment capacity than a whisky-only start-up, since cash starts flowing from month one rather than after a multi-year maturation gap. Operating a still still requires HMRC approval regardless of what spirit is produced, which is worth factoring into delivery and drawdown timing. Copper gin stills from established manufacturers hold their value, supporting both a used market and refinancing an existing still to fund a second one or a column still for a wider range.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Does HMRC approval apply to gin stills the same way as whisky stills?
Yes. Any still used to produce spirits in the UK, whether making gin, whisky or anything else, needs HMRC approval before it can be operated, regardless of the size of the business or the spirit being made. There is no separate, lighter-touch process just because gin does not require maturation; the approval covers the plant and premises rather than the end product.
Why is gin a common first product for a new distillery?
Because gin is usually made by redistilling bought-in neutral spirit with botanicals rather than fermenting and distilling from raw ingredients, there is no lengthy maturation period before it can be sold, so a new distillery can generate revenue within weeks of first production. This makes the cash flow profile of a gin-focused start-up considerably more predictable in year one than a whisky-only business, which is one reason many new distilleries begin with gin even if longer-term plans include whisky.
Can I finance a gin still and a column still together?
Yes, some distilleries run a smaller pot still for gin alongside a column still for producing or redistilling their own neutral spirit rather than buying it in, and both can be combined into a single finance facility. Whether this makes sense depends on volume, since buying in neutral spirit is usually simpler for a start-up, with an in-house column becoming worthwhile once volume is high enough to justify it.
What deposit do I need for a gin still?
Hire purchase typically asks for a 15 to 25% deposit, a little higher than for brewing vessels given the more specialist nature of distilling equipment. Finance lease and operating lease usually require none. A start-up distillery with strong pre-orders or a signed distribution agreement may be able to negotiate a lower deposit than a business with no trading history at all.
Can I finance a used gin still?
Yes, used copper gin stills from established manufacturers are financeable, typically up to around 15 to 20 years old, subject to an independent inspection. A used still is a common way for a new distillery to reduce upfront cost, and for an established distillery to add a dedicated gin still while keeping its main pot still free for other spirits.

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