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Spiral Conveyor Finance

Spread the cost of a spiral conveyor from £25,000 to £150,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a spiral conveyor?

Yes, spiral conveyors are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £25,000 to £150,000, and most deals are written over 24–72 months with a deposit of around 10–20%. Decisions typically take 1–2 weeks. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£25k – £150k

Approval Speed

1–2 weeks

Full design and quote required

Rates From

6.3% APR

What would a spiral conveyor cost per month?

£65,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical spiral conveyor price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 6.8% APR
Term
24–72 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Fixed installations built into the building fabric

Finance Lease

Rate
From 6.3% APR
Term
24–72 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient, claim 100% of payments against profit

Refinance

Rate
From 7.2% APR
Term
24–60 months
Deposit
None required, releases capital from the owned asset
Ownership
Retained, capital released against it
Best for
Releasing capital from an installed spiral already owned

Representative example

On a purchase price of £65,000: a 10% deposit of £6,500, then 48 monthly payments of £1,371 at 5.9% APR representative (fixed). Total amount payable £72,308, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Compact Low-Rise Spiral Conveyor £25,000 – £50,000 Low-Rise Spiral (single floor change)
Multi-Level Spiral Conveyor £50,000 – £100,000 Multi-Level Spiral
High-Throughput Spiral Conveyor £90,000 – £150,000 High-Throughput Spiral (mezzanine to ground)

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Tax benefits

Spiral conveyors qualify for the Annual Investment Allowance (AIA), letting you deduct the full installed cost from taxable profits in the year of purchase, subject to the current AIA limit. Hire purchase lets you claim capital allowances as you own the asset from day one. Finance lease payments are treated as a revenue expense and are usually fully deductible against profits.

Market context

Spiral conveyors are specified by multi-level distribution centres, mezzanine-floor fulfilment sites and manufacturers that need to move cartons or totes vertically between floors without the footprint of a straight incline conveyor or the cycle time of a goods lift. Because a spiral is engineered around a specific floor-to-floor height, throughput target and product size, it's typically quoted and financed as a project alongside the surrounding conveyor line rather than bought as a standalone item, and hire purchase or finance lease is the standard route given it becomes a fixed part of the building. Replacement or upgrade tends to follow a change in volume or in the mezzanine layout itself rather than component wear, since a well-maintained spiral has a long mechanical life, and there is very little secondary market given how site-specific the equipment is.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Is a spiral conveyor financed separately from the rest of the conveyor line?
It can be financed either way. Some businesses finance the spiral as part of the same agreement as the wider conveyor installation it connects to, which keeps everything on one monthly payment and one repayment schedule. Others finance it separately, particularly if it's being added to an existing line at a later date. Either approach is workable, so it mainly comes down to how your systems integrator has structured the project quote and whether the spiral is a new addition or part of a wider fit-out.
Does the floor-to-floor height affect what can be financed?
The height and required throughput determine the size and cost of the spiral, which in turn sets the deposit and monthly payment, but it doesn't change the finance process itself. A compact low-rise spiral connecting a single mezzanine will cost significantly less than a high-throughput spiral serving several floors, so it's worth having the design finalised with your integrator before comparing finance quotes, since specification changes late in the process can affect pricing.
What deposit is typical for a spiral conveyor?
Hire purchase typically asks for 10 to 20 percent deposit, in line with other fixed materials handling installations. Given the wide range between a compact single-floor spiral and a high-throughput multi-level unit, the actual amount varies considerably, so a firm quote against your specific design is the best way to establish the real deposit figure.
Can I refinance a spiral conveyor I already own?
Yes, if the spiral and surrounding installation are owned outright, refinance can release capital against them for other projects, such as extending the conveyor line or funding a separate part of the warehouse fit-out. Because the equipment is fixed into the building, lenders will typically want details of the site lease alongside the equipment's condition and remaining useful life.
How long does approval take for a spiral conveyor?
As with other bespoke conveyor installations, approval usually takes one to two weeks rather than a day or two, since the lender needs to review the design, the integrator's quote and how the spiral fits into the wider project before agreeing terms.

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