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Bin Storage System Finance

Spread the cost of a bin storage system from £2,000 to £60,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a bin storage system?

Yes, bin storage systems are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £2,000 to £60,000, and most deals are written over 12-48 months with a deposit of around 10-20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£2k – £60k

Approval Speed

24–48 hours

Same-day for < £15k

Rates From

5.5% APR

What would a bin storage system cost per month?

£15,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical bin storage system price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 6.0% APR
Term
12-48 months
Deposit
10-20%
Ownership
Yours at the end
Best for
Businesses wanting to own the shelving outright

Finance Lease

Rate
From 5.5% APR
Term
12-48 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax efficient; claim payments against profit

Operating Lease

Rate
From 6.2% APR
Term
24-36 months
Deposit
None required
Ownership
Return at end
Best for
Businesses whose SKU count and bin needs change often

Representative example

On a purchase price of £15,000: a 10% deposit of £1,500, then 48 monthly payments of £316 at 5.9% APR representative (fixed). Total amount payable £16,668, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Bito Louvre Panel Bin Shelving £2,500 - £15,000 (specification class, price not independently verified) Louvre Panel Bin Shelving
Link51 Small Parts Bin Racking £3,000 - £18,000 (specification class, price not independently verified) Small Parts Bin Racking
Bito Longspan Shelving with Bin Fronts £5,000 - £25,000 (specification class, price not independently verified) Longspan Bin Shelving
Full Pick-Face Bin Storage Installation £25,000 - £60,000 (specification class, price not independently verified) Large-Scale Pick-Face Installation

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Tax benefits

Bin storage shelving and the plastic or steel bins fitted to it are straightforward moveable plant and machinery, bolted or freestanding units that can be relocated or reconfigured without any impact on the building itself. This is a more clear-cut case for capital allowances purposes than a mezzanine floor or larger racking installation, since bin storage is rarely fixed permanently and is usually one of the more modest-value items on a wider warehouse fit-out quote. HP agreements let you claim capital allowances directly; lease payments are deducted as a running cost.

Market context

Bin storage systems are typically bought by e-commerce fulfilment operations, spares and parts stores, and MRO stores that need to hold a very large number of individual small items in an organised, easily picked layout. Louvre panel and longspan shelving with bin fronts are the most common configurations, chosen for how easily individual bin sizes can be swapped or added as the product range changes. Because the individual bins are low value and easily replaced, businesses often finance the shelving frame as the main asset and treat the bins themselves as a smaller consumable-style cost, though suppliers will typically quote both together as a single fitted-out system.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Can I mix different bin sizes on the same shelving system?
Yes, most louvre panel and longspan shelving systems are designed to accept a range of bin sizes on the same frame, and many businesses adjust the mix of bin sizes over time as their product range changes without needing to replace the shelving itself. This flexibility is one of the main reasons bin storage systems are popular for fast-moving stock ranges, since only the bins need changing rather than the whole installation.
Is bin storage suitable for both light and heavy small parts?
Most bin storage systems are designed for lighter items, from small components up to modest boxed stock, rather than heavy industrial parts, though heavier-duty steel bin shelving is available for workshop and MRO use. Your supplier will specify the shelving and bin combination based on the weight and volume of what you are storing, and this should be confirmed before ordering, since an underspecified system can sag or fail under load over time.
Can bin storage be combined with pallet racking in the same warehouse?
Yes, this is a very common layout, with bulk stock held on pallet racking and fast-moving individual items picked from a bin storage pick face nearby, often replenished from the bulk racking as bins run low. Suppliers frequently design and quote both together as part of a wider warehouse layout, and lenders are equally happy to finance the combined project as a single agreement.
Do I need to buy new bins or can I use my own?
You can generally use your own bins on a new shelving frame if they fit the frame's dimensions, though most suppliers include bins as part of the quoted package to ensure a consistent fit and finish. If you are financing the shelving alone and reusing existing bins, it is worth confirming this with your supplier and lender, since the finance amount would then relate only to the frame rather than the combined package.
How quickly can I get bin storage system finance?
Most applications are approved within 24 to 48 hours once a full supplier quote is available, and smaller installations under £15,000 very often see same-day approval given the relatively low value and straightforward nature of this equipment. Larger pick-face installations running into tens of thousands of pounds may take a little longer while the lender reviews the full layout. Because bin storage is often ordered alongside other warehouse fit-out items such as shelving or a mezzanine floor, combining everything into one supplier quote before you apply can also help the lender review the whole project in a single pass.

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