Spread the cost of drive-in racking from £10,000 to £300,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, drive in rackings are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £10,000 to £300,000, and most deals are written over 12-60 months with a deposit of around 10-20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£10k – £300k
Approval Speed
24–48 hours
Same-day for < £75k
Rates From
5.8% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical drive in racking price. Indicative only, not a quote.
Compare drive in racking finance rates from 200+ lenders
Check EligibilityOn a purchase price of £55,000: a 10% deposit of £5,500, then 48 monthly payments of £1,160 at 5.9% APR representative (fixed). Total amount payable £61,180, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Link51 Drive-In Racking System | £200 - £350 per pallet position (specification class, price not independently verified) | Standard Drive-In System |
| Dexion Drive-In Pallet Racking | £220 - £380 per pallet position (specification class, price not independently verified) | Standard Drive-In System |
| Stow High-Density Drive-In System | £250 - £420 per pallet position (specification class, price not independently verified) | Cold Store Drive-In System |
| Full Cold Store Drive-In Installation | £80,000 - £300,000 (specification class, price not independently verified) | Large-Scale Cold Store Installation |
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Check EligibilityDrive-in racking is a bolted, demountable structure in the same way as standard adjustable pallet racking, and is generally treated as moveable plant and machinery for capital allowances purposes on that basis. The denser steelwork of a drive-in system, with continuous rails running the full depth of each lane, means the total project value per pallet position is usually higher than standard racking, but the underlying tax treatment follows the same principle. HP agreements let you claim capital allowances directly; lease payments are deducted as a running cost.
Drive-in racking is typically specified by cold storage operators, food and drink distributors, and businesses storing high volumes of a relatively small number of product lines, since the last-in-first-out access pattern suits fewer SKUs stored in depth rather than a wide range of products needing individual access. Because a fork truck drives directly into the lane between the rails, drive-in systems recover significantly more pallet positions per square metre of floor than standard wide-aisle racking, which is usually the reason a business chooses it over adjustable pallet racking despite the higher project cost. Layouts are generally specified against seasonal peak stock volumes rather than average holding, since cold store and seasonal food businesses often need capacity for a short peak period each year.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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