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Cantilever Racking Finance

Spread the cost of cantilever racking from £3,000 to £120,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a cantilever racking?

Yes, cantilever rackings are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £120,000, and most deals are written over 12-60 months with a deposit of around 10-20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£3k – £120k

Approval Speed

24–48 hours

Same-day for < £25k

Rates From

5.6% APR

What would a cantilever racking cost per month?

£25,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical cantilever racking price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 6.1% APR
Term
12-60 months
Deposit
10-20%
Ownership
Yours at the end
Best for
Businesses wanting to own cantilever racking outright

Finance Lease

Rate
From 5.6% APR
Term
12-60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax efficient; claim payments against profit

Operating Lease

Rate
From 6.3% APR
Term
24-48 months
Deposit
None required
Ownership
Return at end
Best for
Businesses whose stock length or profile changes regularly

Representative example

On a purchase price of £25,000: a 10% deposit of £2,500, then 48 monthly payments of £527 at 5.9% APR representative (fixed). Total amount payable £27,796, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Link51 Cantilever Racking Bay £150 - £300 per bay (specification class, price not independently verified) Standard Cantilever Bay
Dexion Heavy Duty Cantilever Racking £200 - £400 per bay (specification class, price not independently verified) Heavy Duty Cantilever Bay
Single-Sided Timber and Sheet Material Rack £180 - £350 per bay (specification class, price not independently verified) Single-Sided Storage System
Full Timber Yard Cantilever Installation £40,000 - £120,000 (specification class, price not independently verified) Large-Scale Yard Installation

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Tax benefits

Cantilever racking is a bolted, demountable structure rather than something fixed to the building, and it is generally treated as moveable plant and machinery for capital allowances purposes on that basis, letting the cost typically qualify for Annual Investment Allowance. As with all racking systems, whether a specific installation is treated as plant or as part of the building can depend on how permanently it is fixed and how the supplier has specified the base fixings, so it is worth confirming the position for larger or unusually configured installations. HP agreements let you claim capital allowances directly; lease payments are deducted as a running cost.

Market context

Cantilever racking is typically bought by timber merchants, steel stockholders, and businesses storing pipe, tube, sheet material or other long and awkward loads that do not sit well on standard pallet racking. Because the arms are bolted to the uprights rather than welded or cast in place, a cantilever system can usually be reconfigured or extended as stock profiles change, and it holds resale value in the same way pallet racking does. Single-sided systems against a wall are common where floor space is at a premium, while double-sided runs are more usual in open yards and larger sheds. Height and arm length are generally specified against the longest or heaviest item routinely stocked, with capacity headroom built in for growth.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

What can cantilever racking store that standard pallet racking cannot?
Cantilever racking is designed for long, bulky or irregularly shaped loads that overhang standard pallet racking beams, such as timber, steel bar, tube, pipe, sheet material and extrusions. The open-arm design means there are no uprights in the way of loading and unloading long items, which pallet racking's boxed bay structure does not allow. It is a common choice for builders' merchants, steel stockholders and timber yards for this reason. If your stock is a mix of long items and standard pallets, many yards run cantilever and pallet racking side by side rather than trying to fit everything onto one system.
Can cantilever racking be used outdoors?
Yes, galvanised cantilever racking is commonly specified for outdoor timber and steel yards, and most suppliers offer a hot-dip galvanised finish specifically for this use. An outdoor installation is usually priced slightly higher than an equivalent indoor system because of the additional corrosion protection and foundation work needed for a stable outdoor base. Lenders finance outdoor cantilever racking in the same way as an indoor system, though it is worth confirming the foundation and groundworks costs are included in your supplier quote before you apply, since these can be a meaningful part of an outdoor project's total cost.
Is single-sided or double-sided cantilever racking better for my yard?
Single-sided racking is generally used against a wall or boundary where floor space is limited, while double-sided racking sits in open floor space with arms extending in both directions for higher storage density per metre of aisle. The right choice depends on your yard layout and how loads are picked, which your supplier will usually advise on as part of the design. From a finance perspective, both are treated the same way, priced and financed against the total project quote rather than the configuration type.
Can I add extra arms or bays to cantilever racking later?
Yes, cantilever racking is designed to be extended, and most systems allow additional arms or upright sections to be bolted onto an existing run. Because the structure is demountable, this is usually straightforward from an installation perspective. From a finance perspective, an extension is typically treated as a new, separate purchase rather than an amendment to an existing agreement, so you would apply for finance on the additional sections in the same way as the original installation.
How quickly can I get cantilever racking finance?
Most applications are approved within 24 to 48 hours once a full supplier quote covering the bays, arms and any groundworks is available. Smaller installations under £25,000 often see same-day approval. Larger yard-wide installations, particularly outdoor systems requiring foundation work, may take a little longer while the lender reviews the full specification, so it helps to have the groundworks quote alongside the racking quote when you apply.

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