Spread the cost of laundrette equipment from £30,000 to £150,000+ with flexible finance options. HP, lease, or refinance; compare rates from 40+ lenders.
Yes, laundrette equipments are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £30,000 to £150,000, and most deals are written over 24–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£30k – £150k
Approval Speed
24–48 hours
Same-day for < £50k
Rates From
7.0% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical laundrette equipment price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £80,000: a 10% deposit of £8,000, then 48 monthly payments of £1,688 at 5.9% APR representative (fixed). Total amount payable £89,024, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Small self-service launderette, 6-8 machines | £30,000 – £60,000 | Small Launderette Fit-Out |
| Mid-size launderette, 10-15 machines | £60,000 – £100,000 | Mid-Size Launderette Fit-Out |
| Large-format launderette, commercial-grade machines | £100,000 – £150,000 | Large Launderette Fit-Out |
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Check EligibilityCommercial washers and dryers are moveable plant and machinery and generally qualify for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in year one, up to £1,000,000. HP allows capital allowances. Lease payments are fully deductible against profit. Installation costs such as three-phase power, water supply, and venting are treated separately, since they become part of the building once fitted rather than remaining moveable equipment.
Launderette buyers are typically an independent operator opening a new self-service shop or an existing operator replacing a bank of ageing machines rather than expanding into a new site. Commercial washers and dryers are long-life, robust equipment that holds its value well and has an active secondhand market among operators refreshing or downsizing a shop, but the machines are only part of the total cost. Three-phase power, a suitable water supply, and venting for the dryers are real building work that sits outside the equipment finance itself and needs to be budgeted for separately, particularly in a unit that has not housed a launderette before. A launderette trading from a leased shop cannot sensibly take equipment finance running longer than the remaining term of the lease, since the machines are only worth as much to the business as the site they are installed in.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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