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CCTV Drain Camera Finance

Spread the cost of a CCTV drain camera system from £1,000 to £20,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a cctv drain camera?

Yes, cctv drain cameras are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £1,000 to £20,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£1k – £20k

Approval Speed

24 hours

Same-day for < £5k

Rates From

5.8% APR

What would a cctv drain camera cost per month?

£4,500
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical cctv drain camera price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 6.3% APR
Term
12–60 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Businesses wanting to own the equipment outright

Finance Lease

Rate
From 5.8% APR
Term
12–60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax efficient; claim 100% of payments against profit

Operating Lease

Rate
From 6.6% APR
Term
24–48 months
Deposit
None required
Ownership
Return at end
Best for
Refresh equipment without a deposit. Off balance sheet.

Representative example

On a purchase price of £4,500: a 10% deposit of £450, then 48 monthly payments of £95 at 5.9% APR representative (fixed). Total amount payable £5,010, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Push-Rod Drain Inspection Camera (spec class, e.g. Rioned) £1,000 – £3,500 Push-Rod Camera
Reel-Mounted Dual-Camera Drain System £3,500 – £9,000 Reel-Mounted Camera System
Self-Propelled Crawler Camera System £9,000 – £20,000 Crawler Camera System

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Tax benefits

A CCTV drain camera is moveable equipment and generally qualifies for Annual Investment Allowance, letting the cost be deducted from taxable profits in the year of purchase. HP agreements let you claim capital allowances directly, while lease payments are deducted as a running cost instead, which suits smaller drainage businesses wanting predictable monthly outgoings.

Market context

CCTV drain cameras are bought by drainage contractors, plumbing businesses offering diagnostic surveys, and property surveyors needing to inspect and report on underground pipework without excavation. A push-rod camera suits smaller diameter domestic drains, while a reel-mounted dual-camera system or self-propelled crawler is chosen for larger diameter commercial and sewer pipework, or where a business needs to produce a detailed recorded survey for a client or insurer. Replacement is generally driven by camera and cable wear from repeated use in wet and abrasive conditions, and by demand for higher resolution recording as clients increasingly expect a digital report rather than a verbal assessment, rather than a fixed age.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Can a sole trader plumber get finance for a drain camera?
Yes, sole traders and small plumbing businesses are financed regularly for drain inspection cameras, and the amounts involved for a push-rod system are often modest enough for a quick decision. Adding a camera survey service can support a stronger application in its own right, since it demonstrates a business is investing in a higher-value diagnostic service rather than just standard call-out work.
What size drain camera system should I finance?
This depends on the diameter of pipework you typically inspect and whether you need to produce recorded reports for clients or insurers. A push-rod camera is suited to smaller domestic drains, while a reel-mounted or crawler system is needed for larger commercial and sewer pipework, and getting this specification right matters more for the finance decision than the specific brand.
Can I finance a used CCTV drain camera system?
Yes, most lenders will finance used camera systems from an established drainage equipment supplier, though given how much wear the camera head and cable see in use, a working demonstration or recent service check is worth arranging before you commit. Camera and cable condition affects value more than age alone with this type of equipment.
How quickly can I get CCTV drain camera finance?
Most applications are approved within 24 hours, and for amounts under a few thousand pounds same-day approval is common. A larger crawler camera system at the top of the price range may take a little longer while the lender reviews the full specification.

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