Lendus.

Floor Scrubber Finance

Spread the cost of a floor scrubber dryer from £770 to £25,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a floor scrubber?

Yes, floor scrubbers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £770 to £25,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£770 – £25k

Approval Speed

24–48 hours

Same-day for < £10k

Rates From

5.8% APR

What would a floor scrubber cost per month?

£6,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical floor scrubber price. Indicative only, not a quote.

Compare floor scrubber finance rates from 200+ lenders

Check Eligibility

Finance options

Hire Purchase (HP)

Rate
From 6.3% APR
Term
12–60 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Businesses wanting to own the equipment outright

Finance Lease

Rate
From 5.8% APR
Term
12–60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax efficient; claim 100% of payments against profit

Operating Lease

Rate
From 6.6% APR
Term
24–48 months
Deposit
None required
Ownership
Return at end
Best for
Refresh equipment without a deposit. Off balance sheet.

Representative example

On a purchase price of £6,000: a 10% deposit of £600, then 48 monthly payments of £127 at 5.9% APR representative (fixed). Total amount payable £6,696, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Compact Walk-Behind Scrubber Dryer (spec class, e.g. Nilfisk, Karcher) £770 – £3,000 Walk-Behind Scrubber Dryer
Mid-Size Walk-Behind Scrubber Dryer £3,000 – £9,000 Mid-Size Scrubber Dryer
Ride-On Scrubber Dryer £9,000 – £25,000 Ride-On Scrubber Dryer

Ready to compare floor scrubber finance? 2 minutes, no credit check.

Check Eligibility

Tax benefits

Floor scrubbers are moveable equipment and generally qualify for Annual Investment Allowance, letting the cost be deducted from taxable profits in the year of purchase. HP agreements let you claim capital allowances directly, while lease payments are deducted as a running cost, which many contract cleaning businesses prefer to keep monthly costs predictable against a fixed-price cleaning contract.

Market context

Floor scrubbers are bought by contract cleaning companies, facilities management firms, retailers, warehouses and leisure operators maintaining their own premises, with machine size chosen to match floor area and how often the floor needs cleaning rather than by the type of business alone. A compact walk-behind machine suits smaller retail units, while a ride-on scrubber earns its cost back on large warehouse or distribution floors cleaned daily. A point worth thinking through before signing is that many contract cleaning businesses hold client contracts of one to three years, shorter than a typical five-year finance term, so it is worth matching the finance term to the contract length or discussing this openly with the lender rather than assuming the two will simply run in parallel. Replacement is generally driven by wear on brushes, squeegees and batteries under daily commercial use rather than a fixed age.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

Compare rates from 200+ lenders, takes 2 minutes.

Check Eligibility

Frequently asked questions

Should my finance term match the length of my cleaning contract?
It is worth thinking about, since a scrubber financed over five years on a contract that runs for two or three could leave you paying for equipment on a contract you no longer hold. Some contract cleaners choose a shorter operating lease that more closely matches their typical contract length, while others accept the equipment can be redeployed to a different site or client if a contract ends early. Discussing your typical contract length with the lender or broker upfront helps them structure a term that fits your business rather than a generic default.
Can I finance a floor scrubber if I only have a short-term cleaning contract?
Yes, though lenders will look at your overall business rather than just one contract, including how many other clients or contracts you hold and how long you have been trading. A contract cleaner with a diverse client base is generally in a stronger position than one relying on a single short contract, since the equipment can continue to be used elsewhere if that particular contract ends.
Can I finance a used floor scrubber?
Yes, most lenders will finance used scrubber dryers, typically up to around five to eight years old, from an established cleaning equipment supplier. Batteries and brush gear wear with use, so it is worth asking the supplier for service history, and a well-maintained used machine from a leading brand is a common way to add a second machine without the cost of buying new.
How quickly can I get floor scrubber finance?
Most applications are approved within 24 to 48 hours, and for amounts under around £10,000 same-day approval is common. Ride-on scrubber dryers at the higher end of the price range may take a little longer while the lender reviews the full supplier quote and your trading history.

Related equipment finance

More cleaning finance

See how lenders treat cleaning assets

Guides and resources

Ready to finance your floor scrubber?

Compare rates from 200+ lenders. No credit check.

Check Eligibility →
Check Eligibility, 2 min, no credit check