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Laundry Trolley System Finance

Spread the cost of a commercial laundry trolley fleet from £2,000 to £25,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a laundry trolley system?

Yes, laundry trolley systems are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £2,000 to £25,000, and most deals are written over 12–36 months with a deposit of around 10–20%. Decisions typically take 24 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£2k – £25k

Approval Speed

24 hours

Same-day for fleets under £10k

Rates From

7.5% APR

What would a laundry trolley system cost per month?

£8,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical laundry trolley system price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 8.0% APR
Term
12–36 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Hotels and care homes wanting to own the trolley fleet outright

Finance Lease

Rate
From 7.5% APR
Term
12–36 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax-efficient for a new laundry contract or facility opening

Refinance

Rate
From 8.5% APR
Term
12–24 months
Deposit
None, releases equity
Ownership
Retained throughout
Best for
Releasing cash from an existing trolley fleet to expand capacity

Representative example

On a purchase price of £8,000: a 10% deposit of £800, then 48 monthly payments of £169 at 5.9% APR representative (fixed). Total amount payable £8,912, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Commercial Laundry Trolley, single unit £150 – £450 Laundry Trolley (specification class)
Bulk Linen Cage on Castors £250 – £600 Linen Cage (specification class)
Trolley Fleet, 10–20 units £3,000 – £12,000 Trolley Fleet Package (specification class)
Soiled Linen Chute and Collection System £8,000 – £25,000 Chute and Collection System (specification class)

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Tax benefits

A laundry trolley system usually qualifies for Annual Investment Allowance (AIA), letting a business deduct the full cost from taxable profits in the year of purchase, up to £1,000,000. HP agreements allow capital allowances to be claimed by the business making the payments. Lease payments are generally deductible against profits as a business expense rather than qualifying for AIA directly.

Market context

Laundry trolley systems are bought by hotels, care homes, hospitals, leisure centres and commercial laundries that need to move volumes of linen between storage, use and washing on a daily basis. Finance is used mainly when a fleet of trolleys is bought as a single package rather than one at a time, since equipping a new hotel or care home with enough trolleys and cages to run smoothly is a meaningful cost even though each individual unit is relatively cheap. Replacement is generally driven by castors and frames wearing out under constant daily movement and washing down, rather than the trolleys becoming outdated, and fleets are often topped up gradually as older units are retired. The used market for individual trolleys and cages is reasonably active, since the equipment is fairly standard and simple, though larger chute and collection systems tied into a building are more often bought new as part of a fit-out.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Can I finance a whole fleet of trolleys in one agreement?
Yes, this is the most common way laundry trolley systems are financed. Hotels, care homes and laundries typically need a set number of trolleys and cages to run their operation smoothly, so lenders are used to financing a batch of identical or similar units under a single agreement, provided they're on one supplier quote, rather than treating each trolley as a separate purchase.
Is it worth financing trolleys given how relatively low-cost each one is?
Individually, a single trolley is a modest purchase that most businesses would simply buy outright. Financing becomes worthwhile once you're equipping a new site or replacing a whole fleet at once, since the combined cost, ten, twenty or more units plus cages, adds up to a sum worth spreading, particularly for a new care home or hotel opening before it has trading income.
What deposit is typical for laundry trolley finance?
Hire purchase deposits are usually 10–20%, with finance leases often needing none. Because trolleys and cages are fairly generic and widely used across the hospitality and care sectors, lenders are often comfortable with standard terms even for newer businesses, though a personal guarantee is common without an established trading history. Businesses opening a new site sometimes negotiate a lower deposit by demonstrating a signed lease or contract confirming the trolleys are needed for an operation that's already committed to opening.
Can I include a soiled linen chute system in the same finance agreement?
Yes, if it's part of the same project and supplier invoice as the trolleys themselves. A chute or collection system is a bigger, more building-specific installation than freestanding trolleys, so it's worth flagging this clearly in the application so the lender can assess the combined project properly rather than treating it purely as trolley finance.

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