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Drain Jetter Finance

Spread the cost of a drain jetter from £500 to £45,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a drain jetter?

Yes, drain jetters are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £500 to £45,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£500 – £45k

Approval Speed

24–48 hours

Same-day for < £5k

Rates From

5.9% APR

What would a drain jetter cost per month?

£12,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical drain jetter price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 6.4% APR
Term
12–60 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Businesses wanting to own the equipment outright

Finance Lease

Rate
From 5.9% APR
Term
12–60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax efficient; claim 100% of payments against profit

Operating Lease

Rate
From 6.7% APR
Term
24–48 months
Deposit
None required
Ownership
Return at end
Best for
Refresh equipment without a deposit. Off balance sheet.

Representative example

On a purchase price of £12,000: a 10% deposit of £1,200, then 48 monthly payments of £253 at 5.9% APR representative (fixed). Total amount payable £13,344, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Portable Electric or Petrol Drain Jetter (spec class, e.g. Harben) £500 – £3,500 Portable Jetter
Trailer-Mounted Jetting Unit £3,500 – £18,000 Trailer-Mounted Jetter
Van-Pack Sewer Jetting System £18,000 – £45,000 Van-Pack Jetting System

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Tax benefits

A drain jetter is moveable equipment and generally qualifies for Annual Investment Allowance, letting the cost be deducted from taxable profits in the year of purchase. A van-pack jetting system built into a vehicle is treated as a commercial vehicle for tax purposes rather than standalone equipment, which your accountant can confirm affects the specific allowances available. HP agreements let you claim capital allowances directly, while lease payments are deducted as a running cost instead.

Market context

Drain jetters are bought by drainage contractors, plumbing and heating businesses adding a drain clearance service, and facilities management firms maintaining their own sites, with the choice of unit driven by pipe diameter and how often the equipment is used rather than by business size alone. A portable jetter suits occasional domestic and light commercial call-outs, while a van-pack system with its own water tank is chosen by a business running drain jetting as a core, daily service. Replacement is generally driven by pump and hose wear from frequent use, and portable units in particular have an active used market since they are relatively simple, durable machines.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Can I finance a drain jetter without also financing the van it goes in?
Yes, a trailer-mounted or portable jetter can be financed as standalone equipment, separately from any vehicle. A van-pack system built into the vehicle is usually financed as part of the vehicle itself, since the two are integrated, so it is worth clarifying with your supplier which configuration you are quoting before applying, as this affects how the finance is structured.
What size drain jetter should I finance?
This depends on the pipe diameters you expect to clear most often. A portable unit suits smaller domestic and light commercial drains, while a van-pack system with a larger water tank and higher flow rate is needed for regular sewer and larger diameter commercial work. Buying the correctly specified unit from the outset avoids the cost of upgrading a jetter that cannot handle the jobs you are being asked to quote for.
Can I finance a used drain jetter?
Yes, most lenders will finance used jetting equipment from an established drainage equipment supplier, and portable units in particular have a reasonably active used market given how many are in circulation. For a used van-pack system, the lender will look closely at the condition of the pump, hose reel and tank, and a service history from the supplier can support a stronger rate.
How quickly can I get drain jetter finance?
Most applications for a portable or trailer-mounted jetter are approved within 24 to 48 hours. A van-pack system built into a vehicle typically takes a little longer, in line with standard vehicle finance timescales, while the lender reviews the full vehicle and equipment specification together.

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