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Vehicle Scissor Lift Finance

Spread the cost of a portable or in-ground workshop scissor lift from £2,000 to £14,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a vehicle scissor lift?

Yes, vehicle scissor lifts are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £2,000 to £14,000, and most deals are written over 12–48 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£2k – £14k

Approval Speed

24–48 hours

Subject to a floor survey for in-ground models

Rates From

5.4% APR

What would a vehicle scissor lift cost per month?

£6,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical vehicle scissor lift price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 5.9% APR
Term
12–48 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Workshops wanting to own the lift outright

Finance Lease

Rate
From 5.4% APR
Term
12–48 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax efficient; claim payments against profit

Operating Lease

Rate
From 6.2% APR
Term
24–36 months
Deposit
None required
Ownership
Return at end
Best for
Suits fast-fit sites upgrading equipment on a cycle

Representative example

On a purchase price of £6,000: a 10% deposit of £600, then 48 monthly payments of £127 at 5.9% APR representative (fixed). Total amount payable £6,696, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Portable Low-Profile Scissor Lift (3.2t) £2,000 – £4,500 Portable Workshop Scissor Lift
In-Ground Recessed Scissor Lift (3.5–4t) £7,000 – £12,000 In-Ground Scissor Lift
Mobile Column-Free Scissor Lift £4,500 – £8,500 Mid-Range Workshop Scissor Lift

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Tax benefits

A workshop scissor lift is moveable plant and machinery and generally qualifies for Annual Investment Allowance, letting the cost be deducted from taxable profits in the year of purchase. HP agreements let you claim capital allowances directly; lease payments are deducted as a running cost instead. Recessing an in-ground model into the floor is a building alteration and is normally treated separately from the lift itself.

Market context

This is a vehicle service lift used to raise a car or van for tyre, brake and quick-service work, not the mobile elevating work platform sold under the same name for working at height, and buyers researching this equipment should keep the two clearly apart when comparing quotes. Tyre bays, fast-fit chains and quick-service centres are the main buyers, with portable models chosen where the site has no scope for floor recessing and in-ground models chosen where a dedicated bay is being fitted out from scratch. Corghi, Tecalemit and Stertil-Koni are among the manufacturers active in this equipment category. Replacement is generally driven by hydraulic wear and the periodic thorough examination lifting equipment requires under LOLER, and a secondhand market exists for portable units in particular.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Is this the same as a scissor lift access platform?
No. This page covers a vehicle service scissor lift, which raises a car or van so a technician can work on tyres, brakes or the underside of the vehicle. A scissor lift access platform is a mobile elevating work platform that lifts a person to work at height, and is a completely different piece of equipment with its own finance page. If you are looking for access equipment for construction or maintenance work, that is a separate product.
Portable or in-ground scissor lift, which suits my workshop?
A portable scissor lift sits on the floor and can be moved between bays or sites, which suits smaller premises or workshops that do not want to commit to floor recessing. An in-ground model is recessed flush with the floor, giving a clear, trip-free bay surface and generally a lower drive-on height, but it needs a dedicated installation and is not something you can relocate later. Most fast-fit and tyre bay operators choose in-ground lifts for permanent bays and portable models for flexible or temporary space.
Does a workshop scissor lift need regular inspection?
Yes. As lifting equipment, a workshop scissor lift needs a thorough examination at a set interval under the Lifting Operations and Lifting Equipment Regulations (LOLER), carried out by a competent person rather than routine servicing alone. This is a legal requirement on the operator, not something a lender checks, and it is worth confirming with your installer what inspection interval applies and budgeting for it as an ongoing running cost.
What floor work does an in-ground scissor lift need?
An in-ground scissor lift sits in a recess built into the workshop floor, so installation involves excavation, a concrete surround and drainage for the pit, which is a building alteration separate from the lift equipment itself. This work needs to happen before or alongside delivery, and most lenders will finance the lift on a supplier invoice but treat the groundworks as a separate cost, so it is worth getting both quoted individually.
How quickly can I get scissor lift finance?
Most applications are approved within 24 to 48 hours once a supplier quote and recent accounts are available. For an in-ground model, the overall time to get the bay operational depends on the floor recessing work as well as the finance itself, so it is worth lining up your installer's schedule alongside your finance application rather than treating them as sequential steps.

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