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Brake Tester Finance

Spread the cost of a Class 4 or Class 7 roller brake tester from £8,000 to £25,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a brake tester?

Yes, brake testers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £8,000 to £25,000, and most deals are written over 12–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£8k – £25k

Approval Speed

24–48 hours

Subject to separate DVSA approval

Rates From

5.3% APR

What would a brake tester cost per month?

£13,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical brake tester price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 5.8% APR
Term
12–60 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Test centres wanting to own the tester outright

Finance Lease

Rate
From 5.3% APR
Term
12–60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax efficient; claim payments against profit

Operating Lease

Rate
From 6.0% APR
Term
24–48 months
Deposit
None required
Ownership
Return at end
Best for
Suits sites refreshing MOT bay equipment on a cycle

Representative example

On a purchase price of £13,000: a 10% deposit of £1,300, then 48 monthly payments of £274 at 5.9% APR representative (fixed). Total amount payable £14,452, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Class 4 Roller Brake Tester (Cars & Light Commercials) £8,000 – £13,000 Class 4 Brake Tester
Class 7 Roller Brake Tester (Commercial Vehicles) £16,000 – £25,000 Class 7 Brake Tester
Combined Plate Brake Tester £9,000 – £14,000 Plate Brake Tester

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Tax benefits

A roller brake tester is moveable plant and machinery, including the pit or floor-mounted frame it runs in, and generally qualifies for Annual Investment Allowance, letting the cost be deducted from taxable profits in the year of purchase. HP agreements let you claim capital allowances directly; lease payments are deducted as a running cost instead. Any pit construction or floor reinforcement needed to install it is treated separately, as it becomes part of the property.

Market context

Equipment used for MOT brake testing must appear on the DVSA's published list of approved testing equipment for its class, which is a procurement and approval matter set by the regulator rather than a finance consideration, but it directly determines which specific products a test centre can buy and finance. Bradbury and Boston are among the established UK suppliers of roller brake testers for MOT-class use. Class 4 testers cover cars and light commercials, while Class 7 testers handle larger commercial vehicles and are correspondingly more expensive. Replacement is generally driven by the periodic recalibration a tester needs to remain on the approved list, and the secondhand market is limited by the need for a verifiable calibration history.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Does a brake tester need to be DVSA approved?
Yes. Equipment used for MOT brake testing must be on the DVSA's published list of approved testing equipment for its class. This is a regulatory requirement set by the DVSA rather than by any lender, and you should confirm with your supplier and the DVSA's current approved list that a specific product is approved for your intended test class before ordering; this content does not confirm approval of any specific product.
Class 4 or Class 7 brake tester, which do I need?
The class depends on the vehicles you intend to test: Class 4 covers cars and light commercial vehicles, while Class 7 covers larger commercial vehicles up to 3,000kg design gross weight. The vehicles your garage services should determine which class of tester, and therefore which authorisation, you specify. Some test centres running both classes install separate testers rather than a single shared unit, depending on bay layout and throughput.
How often does a roller brake tester need recalibrating?
Roller brake testers used for MOT testing need periodic recalibration to stay on the DVSA's approved list, and your supplier or a specialist calibration engineer will confirm the interval that applies to your specific model. This is an ongoing running cost separate from the finance agreement, and it is worth building it into your budget alongside servicing when you are comparing the total cost of ownership between models.
Can I finance a combined plate tester instead of a roller tester?
Yes. A combined plate brake tester measures brake performance using a different method to a roller tester and can suit workshops with limited floor space or that want to combine brake testing with suspension checks in one unit. Whether a plate tester is approved for your intended test class is the same DVSA approval question as for a roller tester, so confirm this with your supplier before ordering.
How quickly can I get brake tester finance?
Most applications are approved within 24 to 48 hours once a full supplier quote is available. Because operating an MOT test centre also involves DVSA site authorisation, the overall time to start testing depends on that separate process alongside the equipment finance itself, so it is sensible to run both in parallel rather than waiting for one to finish before starting the other.

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