Lendus.

Parts Washer Finance

Spread the cost of a workshop parts washer from £300 to £6,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a parts washer?

Yes, parts washers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £300 to £6,000, and most deals are written over 12–36 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£300 – £6k

Approval Speed

24–48 hours

Often bundled with wider tooling finance

Rates From

6.0% APR

What would a parts washer cost per month?

£2,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical parts washer price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 6.5% APR
Term
12–36 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Workshops wanting to own the washer outright

Finance Lease

Rate
From 6.0% APR
Term
12–36 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax efficient; claim payments against profit

Operating Lease

Rate
From 6.8% APR
Term
12–24 months
Deposit
None required
Ownership
Return at end
Best for
Suits bundling with a wider tooling package

Representative example

On a purchase price of £2,000: a 10% deposit of £200, then 48 monthly payments of £42 at 5.9% APR representative (fixed). Total amount payable £2,216, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Bench-Top Solvent Parts Washer £300 – £900 Bench-Top Parts Washer
Cabinet Parts Washer £900 – £2,500 Cabinet Parts Washer
Industrial Aqueous Parts Washer £2,500 – £6,000 Aqueous Parts Washer

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Tax benefits

A parts washer is moveable plant and machinery and generally qualifies for Annual Investment Allowance, letting the cost be deducted from taxable profits in the year of purchase. Given the relatively low unit cost of smaller units, many workshops buy or bundle these into a wider tooling finance package rather than financing one alone.

Market context

Independent garages and engine or gearbox rebuild specialists are the main buyers. Solvent-based washers require the used fluid to be collected and disposed of through a registered waste carrier, which is an ongoing compliance and running cost separate from the equipment itself. Aqueous washers use a heated water-based detergent solution instead of solvent and are increasingly chosen where workshops want to simplify their waste-fluid handling arrangements. Replacement is generally driven by tank, pump and heater wear and by fluid contamination reducing cleaning effectiveness over time.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Solvent or aqueous parts washer, which should I choose?
A solvent washer uses a chemical cleaning fluid and is common in smaller workshops for its lower upfront cost, but the used solvent needs to be collected and disposed of through a registered waste carrier. An aqueous washer uses a heated water-based detergent solution instead, which some workshops prefer to simplify their waste-fluid arrangements, though the unit itself typically costs more and uses power to heat the solution.
What happens to the used cleaning fluid?
Used parts-washer fluid, whether solvent or aqueous, is classed as waste and needs to be collected and disposed of by a registered waste carrier rather than tipped down a drain. Many suppliers offer a fluid exchange or collection service alongside the equipment, and it is worth checking what arrangement is included when you compare quotes.
Bench-top or cabinet parts washer, which suits my workshop?
A bench-top unit sits on an existing workbench and suits smaller workshops with occasional parts-cleaning needs. A cabinet washer is a standalone unit with its own basin and pump, suited to workshops doing regular engine or gearbox strip-down work where a dedicated washing station saves time. Sizing should reflect the largest components you typically need to clean.
Can I finance a parts washer alongside other workshop tooling?
Yes. Most lenders will finance a parts washer alongside other workshop equipment on a single agreement, provided everything is on the same supplier invoice. For lower-value bench-top units, this is often the most straightforward way to include it in a finance agreement.
How quickly can I get parts washer finance?
Most applications are approved within 24 to 48 hours once a supplier quote is available. For a low-value standalone item, it is often quickest and simplest to combine the washer with other workshop tooling on a single supplier invoice, since this gives a lender a clearer overall picture of the equipment being financed and can smooth the approval process for smaller-ticket items.

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