Spread the cost of polishing machines from £5,000 to £90,000+ with flexible finance options. HP, lease or refinance;
Yes, polishing machines are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £5,000 to £90,000, and most deals are written over 12–84 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£5k – £90k
Approval Speed
24–48 hours
Same-day for < £100k
Rates From
4.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical polishing machine price. Indicative only, not a quote.
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For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £25,000: a 10% deposit of £2,500, then 48 monthly payments of £527 at 5.9% APR representative (fixed). Total amount payable £27,796, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Bench-mounted buffing and polishing motor, twin-head | £5,000 – £15,000 | Bench Buffing/Polishing Unit (specification class) |
| Multi-head automatic polishing machine | £20,000 – £55,000 | Automatic Multi-Head Polisher (specification class) |
| Robotic or CNC polishing cell with dust extraction | £55,000 – £90,000 | Robotic Polishing Cell (specification class) |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Polishing machines qualify for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase, up to £1,000,000 for qualifying plant and machinery. HP agreements let you claim capital allowances on the asset; lease payments are generally deducted as an operating expense.
Polishing machines are bought by metal finishers, cutlery and hollowware manufacturers, and fabricators producing a bright or satin finish on stainless steel, aluminium or brass components, either as a standalone process or as preparation before plating. Buffing and polishing generate a fine metal dust and swarf at the wheel rather than a liquid effluent, so local extraction at each head is the main installation consideration rather than wastewater treatment. Buyers finance a polishing machine because moving from bench buffing to a multi-head automatic or robotic cell is usually driven by winning higher-volume finishing work, and the machine needs to be earning against that volume rather than depleting cash reserves needed for materials. Replacement is typically driven by wanting more heads for higher throughput, or robotic control for a consistent finish on complex shapes, rather than the machine wearing out, since the motors and frame are durable and mops or belts are the routine consumable.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.