Spread the cost of electroplating lines from £60,000 to £900,000+ with flexible finance options. HP, lease or refinance;
Yes, electroplating lines are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £60,000 to £900,000, and most deals are written over 12–84 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£60k – £900k
Approval Speed
24–48 hours
Same-day for < £100k
Rates From
4.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical electroplating line price. Indicative only, not a quote.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
On a purchase price of £280,000: a 10% deposit of £28,000, then 48 monthly payments of £5,907 at 5.9% APR representative (fixed). Total amount payable £311,536, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Manual hoist plating line, small tank set | £60,000 – £180,000 | Manual Hoist Plating Line (specification class) |
| Semi-automatic plating line with effluent treatment | £180,000 – £500,000 | Semi-Automatic Plating Line (specification class) |
| Fully automated barrel and rack plating line | £500,000 – £900,000 | Automated Plating Line (specification class) |
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Electroplating lines qualify for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase, up to £1,000,000 for qualifying plant and machinery. HP agreements let you claim capital allowances on the asset; lease payments are generally deducted as an operating expense.
Electroplating lines are bought by general and specialist metal finishing subcontractors depositing nickel, chrome, copper or other metal coatings, typically to protect a component or meet a specific technical or decorative finish a customer requires. Plating and anodising processes produce effluent that must be treated before discharge, and the treatment plant is frequently a bigger practical constraint on the project than the processing line itself, since it determines whether the site holds, or can obtain, the discharge consent needed to operate at all. That permitting position is a large part of what a lender is really underwriting when it finances a plating or anodising line. Buyers finance a plating line because it comprises the tank set, rectifiers, hoist or barrel handling and effluent treatment as one integrated project, and this is usually the largest single investment a finishing business makes, structured against confirmed customer volume rather than speculative capacity. Replacement or upgrade is typically driven by a customer requiring a coating specification, thickness or substrate the existing line can't reliably hold, or by needing barrel plating capacity for high-volume small parts alongside rack plating, rather than the tanks failing, since a properly maintained tank set and rectifier system has a long working life; effluent treatment plant condition and permit compliance are frequently the deciding factor in a replacement decision.
Some specialist lenders consider businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options may be available. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender.
Explore business funding options through Fundably.
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Check Eligibility →For UK limited companies with at least 3 months’ trading and monthly revenue.