Spread the cost of paint dip lines from £20,000 to £300,000+ with flexible finance options. HP, lease or refinance; compare rates from 40+ lenders.
Yes, paint dip lines are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £20,000 to £300,000, and most deals are written over 12–84 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£20k – £300k
Approval Speed
24–48 hours
Same-day for < £100k
Rates From
4.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical paint dip line price. Indicative only, not a quote.
Compare paint dip line finance rates from 200+ lenders
Check EligibilityOn a purchase price of £90,000: a 10% deposit of £9,000, then 48 monthly payments of £1,899 at 5.9% APR representative (fixed). Total amount payable £100,152, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Single-tank dip and drain line | £20,000 – £60,000 | Single-Tank Dip Line (specification class) |
| Multi-stage dip line with pre-treatment and cure oven | £60,000 – £160,000 | Multi-Stage Dip Line (specification class) |
| Conveyorised e-coat or full dip coating line | £160,000 – £300,000 | Conveyorised E-Coat/Dip Line (specification class) |
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Check EligibilityPaint dip lines qualify for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase, up to £1,000,000 for qualifying plant and machinery. HP agreements let you claim capital allowances on the asset; lease payments are generally deducted as an operating expense.
Paint dip lines, including electrocoat (e-coat) lines, are bought by fabricators and metal finishers coating complex-shaped components that are difficult to coat evenly by spraying, or where a customer specifies full immersion coverage for corrosion protection. Plating and anodising processes produce effluent that must be treated before discharge, and the treatment plant is frequently a bigger practical constraint on the project than the processing line itself, since it determines whether the site holds, or can obtain, the discharge consent needed to operate at all. That permitting position is a large part of what a lender is really underwriting when it finances a plating or anodising line. A dip line built around a wet paint or e-coat process has a wastewater and rinse stream similar in principle to a plating line, though usually at a different scale and chemistry, so effluent treatment and discharge consent are equally central to the project. Buyers finance a dip line because it comprises the tank set, pre-treatment, cure oven and effluent handling together as one project, usually justified by a specific customer coating specification or by bringing coating in-house from a subcontractor. Replacement or upgrade is typically driven by a customer moving to an e-coat specification for better edge coverage and corrosion resistance, or needing a conveyorised line to increase throughput, rather than the tanks failing, since a well-maintained tank set and oven have a long working life.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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