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Electrostatic Sprayer Finance

Spread the cost of electrostatic sprayers from £5,000 to £150,000+ with flexible finance options. HP, lease or refinance; compare rates from 40+ lenders.

Can you finance a electrostatic sprayer?

Yes, electrostatic sprayers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £5,000 to £150,000, and most deals are written over 12–84 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£5k – £150k

Approval Speed

24–48 hours

Same-day for < £100k

Rates From

4.5% APR

What would a electrostatic sprayer cost per month?

£35,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical electrostatic sprayer price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 4.9% APR
Term
12–84 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Coaters wanting to own their spray application equipment outright

Finance Lease

Rate
From 4.5% APR
Term
12–84 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax efficient; claim 100% of payments against profit

Operating Lease

Rate
From 5.2% APR
Term
24–60 months
Deposit
None required
Ownership
Return at end
Best for
Off balance sheet, always current with the latest model.

Representative example

On a purchase price of £35,000: a 10% deposit of £3,500, then 48 monthly payments of £738 at 5.9% APR representative (fixed). Total amount payable £38,924, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Manual electrostatic spray gun system, single gun £5,000 – £15,000 Manual Electrostatic Spray System (specification class)
Multi-gun automatic electrostatic spray system with reciprocator £20,000 – £70,000 Automatic Electrostatic Spray System (specification class)
Robotic electrostatic spray cell £70,000 – £150,000 Robotic Electrostatic Spray Cell (specification class)

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Tax benefits

Electrostatic sprayers qualify for Annual Investment Allowance (AIA), meaning you can deduct the full cost from taxable profits in the year of purchase, up to £1,000,000 for qualifying plant and machinery. HP agreements let you claim capital allowances on the asset; lease payments are generally deducted as an operating expense.

Market context

Electrostatic sprayers are bought by powder coaters and liquid paint applicators to charge coating material so it's electrostatically attracted to the earthed workpiece, improving transfer efficiency and coverage on complex shapes compared with conventional spraying. This equipment is typically bought alongside, or as an upgrade to, an existing spray booth, since the gun system and the booth's airflow and filtration are matched to work together. Overspray from powder coating is usually reclaimed and reused within the booth rather than becoming a liquid effluent, so the main installation consideration is booth extraction and filtration capacity rather than wastewater treatment, which sets electrostatic spray equipment apart from a wet plating or dip process. Buyers finance an electrostatic sprayer because upgrading from manual to automatic or robotic application is usually driven by wanting more consistent coverage and less material waste on higher-volume work, and the finance is matched to that production increase. Replacement is typically driven by wanting more guns or robotic control for complex parts, rather than the equipment failing, since the control units and reciprocators are durable and the gun tips are the routine wear item.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Can I finance an electrostatic sprayer alongside a spray booth?
Yes, and it's common. Where the sprayer is bought as part of a new or upgraded spray booth, most lenders will finance the two together on one agreement, provided everything is itemised on the supplier's invoice. Combining the purchases onto a single invoice and a single agreement is usually simpler to administer than financing each item separately, and can also reduce the total paperwork involved.
Does finance cover the powder recovery and reclaim system?
Yes, where it's itemised on the supplier's invoice as part of the same coating system, since powder recovery and reclaim is typically integral to how an automatic electrostatic system operates rather than a separate purchase. If in doubt, ask your supplier to itemise every element of the quote clearly before you apply, since anything left off the invoice at that stage is harder to add to the agreement later.
Can I finance a used electrostatic spray system?
Yes. Lenders will finance used spray equipment, with the condition of the control unit and, on an automatic system, the reciprocator or robot, being the main things checked. Gun tips and hoses are routine consumables and aren't usually a factor in the finance decision. It's worth having photos, the serial number and any service or maintenance records ready when you apply, since this is exactly the evidence a lender looks for to support a used equipment application and can speed up the decision.
What deposit is typical for an electrostatic sprayer?
Hire purchase deals typically ask for a 10-20% deposit, while finance leases and operating leases often need none. Given that a manual gun system sits at the lower end of the surface finishing equipment cost range, many smaller coaters find a lease the more manageable option. Putting down a larger deposit than the minimum can also strengthen an application from a newer or smaller business, since it reduces the amount the lender is exposed to over the term and can unlock a better rate.

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