Lendus.

Stone Edge Polisher Finance

Spread the cost of stone edge polishers from £12,000 to £200,000+ with flexible finance options. HP, lease or refinance; compare rates from 40+ lenders.

Can you finance a stone edge polisher?

Yes, stone edge polishers are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £12,000 to £200,000, and most deals are written over 12–84 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£12k – £200k

Approval Speed

24–48 hours

Same-day for < £100k

Rates From

4.5% APR

What would a stone edge polisher cost per month?

£55,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical stone edge polisher price. Indicative only, not a quote.

Compare stone edge polisher finance rates from 200+ lenders

Check Eligibility

Finance options

Hire Purchase (HP)

Rate
From 4.9% APR
Term
12–84 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Fabricators wanting to own their edge polishing capacity outright

Finance Lease

Rate
From 4.5% APR
Term
12–84 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax efficient; claim 100% of payments against profit

Operating Lease

Rate
From 5.2% APR
Term
24–60 months
Deposit
None required
Ownership
Return at end
Best for
Off balance sheet, always current with the latest model.

Representative example

On a purchase price of £55,000: a 10% deposit of £5,500, then 48 monthly payments of £1,160 at 5.9% APR representative (fixed). Total amount payable £61,180, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Manual radial-arm edge polisher £12,000 – £30,000 Manual Edge Polisher (specification class)
Automatic multi-head profile polisher £40,000 – £100,000 Automatic Multi-Head Polisher (specification class)
Conveyor-fed multi-spindle edge polisher with colour-change profiling £100,000 – £200,000 Multi-Spindle Line Polisher (specification class)

Ready to compare stone edge polisher finance? 2 minutes, no credit check.

Check Eligibility

Tax benefits

Stone edge polishers qualify for Annual Investment Allowance (AIA), meaning you can deduct the full cost from taxable profits in the year of purchase, up to £1,000,000 for qualifying plant and machinery. HP agreements let you claim capital allowances on the asset; lease payments are generally deducted in full as an operating expense.

Market context

Edge polishers are bought by worktop fabricators and memorial masons to finish cut edges to a specified profile and gloss, either as a standalone machine feeding a manual saw, or as part of a wider cutting cell. Cutting and grinding natural or engineered stone produces respirable crystalline silica dust, so processors specify a wet-cut machine with an integral water feed and buy local exhaust extraction or a suppression system alongside the cutting equipment itself, rather than treating dust control as an optional extra fitted later. Polishing produces fine stone dust of its own, so wet polishing heads and local extraction are specified alongside the machine. Buyers finance an edge polisher because moving from hand polishing to a dedicated machine is usually justified by winning higher-volume worktop or shopfitting contracts, and the machine needs to be earning against those contracts rather than paid for upfront from working capital. Replacement is typically driven by wanting more polishing heads for a wider range of profiles, or a conveyor-fed automatic machine to remove manual handling on repetitive runs, rather than the polisher wearing out; the abrasive heads are the routine consumable, not the machine frame. A solid used market, particularly for the established Italian manufacturers of automatic edge polishers, supports refinancing later.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

Compare rates from 200+ lenders, takes 2 minutes.

Check Eligibility

Frequently asked questions

Can I finance a used stone edge polisher?
Yes. Edge polishers are mechanically straightforward, mostly motors, spindles and a frame, so lenders are comfortable financing used machines up to around 10 years old. Ask the seller for the head and spindle service history, since spindle wear is the main thing affecting resale value and running cost on an automatic polisher. It's worth having photos, the serial number and any service or maintenance records ready when you apply, since this is exactly the evidence a lender looks for to support a used equipment application and can speed up the decision.
What's the difference in finance terms between a manual and an automatic polisher?
The finance products on offer, HP, finance lease and operating lease, are the same for both. The main difference is deal size: an automatic multi-head or conveyor-fed polisher costs several times a manual radial-arm machine, so expect a proportionally larger deposit under HP and closer scrutiny of your order book to support the higher monthly payment. Talk through your specific volumes and specification with your supplier and lender together, since the right choice between the two usually comes down to the work you have on, not the finance itself.
Does finance cover the polishing heads and profile wheels?
Initial tooling, the polishing heads and profile wheels supplied with the machine, can normally be included if itemised on the supplier's invoice alongside the polisher. Replacement wheels are a routine consumable and are not usually financed separately once the agreement is running; most fabricators simply buy these as needed from working capital. If in doubt, ask your supplier to itemise every element of the quote clearly before you apply, since anything left off the invoice at that stage is harder to add to the agreement later.
How quickly can I get approval for an edge polisher?
Straightforward deals under £100,000 are commonly approved within 24 to 48 hours once your accounts and a supplier quote are submitted. Larger conveyor-fed or multi-spindle line polishers, or applications from a business without an established trading history, can take 5-7 working days while the lender completes its checks. Having your latest accounts, bank statements and a signed supplier quote ready before you apply is the single biggest factor in reaching a decision at the faster end of that timescale.

Related equipment finance

More stone & masonry finance

See how lenders treat stone & masonry assets

Guides and resources

Ready to finance your stone edge polisher?

Compare rates from 200+ lenders. No credit check.

Check Eligibility →
Check Eligibility, 2 min, no credit check