Spread the cost of stone saws from £8,000 to £60,000+ with flexible finance options. HP, lease or refinance; compare rates from 40+ lenders.
Yes, stone saws are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £8,000 to £60,000, and most deals are written over 12–84 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£8k – £60k
Approval Speed
24–48 hours
Same-day for < £100k
Rates From
4.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical stone saw price. Indicative only, not a quote.
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Check EligibilityOn a purchase price of £22,000: a 10% deposit of £2,200, then 48 monthly payments of £464 at 5.9% APR representative (fixed). Total amount payable £24,472, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Fixed-table single-blade masonry saw | £8,000 – £18,000 | Manual/Semi-Automatic Stone Saw (specification class) |
| Rail-mounted stone saw, 2–2.5m travel | £18,000 – £35,000 | Rail Saw (specification class) |
| Entry-level CNC single-blade saw, 3-axis | £35,000 – £60,000 | CNC Stone Saw (specification class) |
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Check EligibilityStone saws qualify for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase, up to £1,000,000 for qualifying plant and machinery. HP agreements let you claim capital allowances as the asset sits on your balance sheet; lease payments are generally deducted as an operating expense over the lease term.
Stone saws are bought by memorial masons, building stone contractors and worktop fabricators as a first dedicated cutting machine, often before the business has the volume or workshop space to justify a full bridge saw. Cutting and grinding natural or engineered stone produces respirable crystalline silica dust, so processors specify a wet-cut machine with an integral water feed and buy local exhaust extraction or a suppression system alongside the cutting equipment itself, rather than treating dust control as an optional extra fitted later. Buyers finance rather than pay cash because the saw is usually the first significant plant purchase for a small masonry business and cash is needed for stone stock and site work. Replacement is typically driven by outgrowing the machine and moving up to a rail saw or bridge saw as order volume increases, rather than the saw itself wearing out; blades, water pumps and bearings are the routine service items on an otherwise durable machine. A steady trade in used single-blade saws supports refinancing against the asset later.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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