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Dust Suppression System Finance

Spread the cost of dust suppression systems from £3,000 to £60,000+ with flexible finance options. HP, lease or refinance; compare rates from 40+ lenders.

Can you finance a dust suppression system?

Yes, dust suppression systems are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £60,000, and most deals are written over 12–84 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£3k – £60k

Approval Speed

24–48 hours

Same-day for < £100k

Rates From

4.5% APR

What would a dust suppression system cost per month?

£18,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical dust suppression system price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 4.9% APR
Term
12–84 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Fabricators and masons wanting to own their extraction and suppression equipment outright

Finance Lease

Rate
From 4.5% APR
Term
12–84 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Tax efficient; claim 100% of payments against profit

Operating Lease

Rate
From 5.2% APR
Term
24–60 months
Deposit
None required
Ownership
Return at end
Best for
Off balance sheet, always current with the latest model.

Representative example

On a purchase price of £18,000: a 10% deposit of £1,800, then 48 monthly payments of £380 at 5.9% APR representative (fixed). Total amount payable £20,040, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Water misting/suppression unit, single machine £3,000 – £10,000 Water Suppression Unit (specification class)
Local exhaust ventilation (LEV) unit with cartridge filter £10,000 – £30,000 LEV Extraction Unit (specification class)
Workshop-wide ducted extraction system, multiple machines £30,000 – £60,000 Ducted Workshop Extraction System (specification class)

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Tax benefits

Dust suppression and extraction systems qualify for Annual Investment Allowance (AIA), letting you deduct the full cost from taxable profits in the year of purchase, up to £1,000,000 for qualifying plant and machinery. HP agreements let you claim capital allowances on the asset; lease payments are generally deducted as an operating expense.

Market context

Dust suppression and local exhaust ventilation is bought by every stone processor cutting, grinding or polishing natural or engineered stone, since these processes produce respirable crystalline silica dust that must be controlled at source rather than managed after the fact. Water suppression at the cutting head and local exhaust extraction are typically specified alongside a new saw, router or polisher, but existing workshops also buy standalone extraction to retrofit older machines, add a second extraction point, or replace a system that's reached the end of its filter life. Buyers finance this equipment because it's frequently bought at the same time as the cutting machine it serves, and bundling the two into one agreement is simpler than a separate cash purchase; retrofits to an existing workshop are financed on their own where they're not tied to a new machine purchase. Replacement or upgrade is usually driven by adding capacity as the workshop grows or by moving from a single-machine unit to a workshop-wide ducted system, rather than the equipment failing, since fans and ducting are durable; filter cartridges are the routine consumable.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Can I finance dust suppression equipment on its own, without a new saw?
Yes. While extraction is often bought alongside a new machine, retrofitting an existing workshop with better suppression or extraction is a standalone purchase that lenders will finance in its own right, whether that's a single water suppression unit or a full ducted system serving several machines. Because this kind of replacement is usually planned rather than an emergency, there's normally time to get a proper valuation or condition assessment done before you commit to the finance.
Does finance cover installation and ducting?
Yes, provided installation and any ducting is itemised on the supplier's invoice alongside the extraction unit itself. For a workshop-wide ducted system in particular, installation is a meaningful part of the total cost, so it's worth agreeing the full scope with your installer before applying. If in doubt, ask your supplier to itemise every element of the quote clearly before you apply, since anything left off the invoice at that stage is harder to add to the agreement later.
What deposit is typical for extraction equipment?
Hire purchase deals typically ask for a 10-20% deposit, while finance leases and operating leases often need none. Where extraction is bundled with a saw or router purchase, the deposit is usually calculated on the combined invoice value rather than each item separately. Putting down a larger deposit than the minimum can also strengthen an application from a newer or smaller business, since it reduces the amount the lender is exposed to over the term and can unlock a better rate.
How quickly can I get approval for extraction equipment finance?
Most applications are approved within 24 to 48 hours, and same-day approval is common for deals under £100,000, which covers the great majority of standalone extraction and suppression purchases. Where it's bundled into a larger machine purchase, approval follows the timescale of the main deal. Having your latest accounts, bank statements and a signed supplier quote ready before you apply is the single biggest factor in reaching a decision at the faster end of that timescale.

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