Spread the cost of stone waterjet cutters from £60,000 to £350,000+ with flexible finance options. HP, lease or refinance; compare rates from 40+ lenders.
Yes, stone waterjet cutters are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £60,000 to £350,000, and most deals are written over 12–84 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.
Typical Cost
£60k – £350k
Approval Speed
24–48 hours
Same-day for < £100k
Rates From
4.5% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical stone waterjet cutter price. Indicative only, not a quote.
Compare stone waterjet cutter finance rates from 200+ lenders
Check EligibilityOn a purchase price of £140,000: a 10% deposit of £14,000, then 48 monthly payments of £2,953 at 5.9% APR representative (fixed). Total amount payable £155,744, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Single-head CNC waterjet, 2 x 3m bed | £60,000 – £150,000 | Single-Head CNC Waterjet (specification class) |
| 5-axis CNC waterjet with dynamic head | £150,000 – £280,000 | 5-Axis CNC Waterjet (specification class) |
| Combined waterjet and bridge saw cutting cell | £280,000 – £350,000 | Combined Waterjet/Saw Cell (specification class) |
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Check EligibilityStone waterjet cutters qualify for Annual Investment Allowance (AIA), meaning you can deduct the full cost from taxable profits in the year of purchase, up to £1,000,000 for qualifying plant and machinery. HP agreements let you claim capital allowances on the asset; lease payments are typically deducted in full as an operating expense.
Waterjet cutters are bought by worktop fabricators, memorial masons and architectural stone contractors who need to cut intricate shapes, inlays or thin material that a bladed saw can't manage without chipping or cracking it. Cutting and grinding natural or engineered stone produces respirable crystalline silica dust, so processors specify a wet-cut machine with an integral water feed and buy local exhaust extraction or a suppression system alongside the cutting equipment itself, rather than treating dust control as an optional extra fitted later. Waterjet cutting itself is a wet process by design, so the silica control point here is mainly about managing the resulting slurry, which most systems handle through a settling tank and abrasive garnet recovery rather than airborne extraction. Buyers finance a waterjet because it's typically the highest-cost single machine in a stone workshop and is usually bought to win specific higher-margin decorative or bespoke contract work, so the payment is spread to match the cash coming in from that work rather than being funded upfront. Replacement is usually driven by needing a dynamic 5-axis head for bevelled cuts on thicker material, rather than the pump or gantry wearing out, since high-pressure pump components are a scheduled service item rather than a reason to replace the whole machine.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
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