Lendus.

Drain Camera Finance

Spread the cost of a drain inspection camera from £3,000 to £60,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a drain camera?

Yes, drain cameras are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £3,000 to £60,000, and most deals are written over 24–60 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

200+ UK lenders
2-minute application
No credit check to apply
FCA-regulated brokers

Typical Cost

£3k – £60k

Approval Speed

24–48 hours

Same-day for < £20k

Rates From

6.8% APR

What would a drain camera cost per month?

£18,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical drain camera price. Indicative only, not a quote.

Compare drain camera finance rates from 200+ lenders

Check Eligibility

Finance options

Hire Purchase (HP)

Rate
From 7.2% APR
Term
24–60 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Drainage and survey firms wanting to own the camera system outright

Finance Lease

Rate
From 6.8% APR
Term
24–60 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Protecting cash flow while waiting on water company and council payment terms

Operating Lease

Rate
From 7.9% APR
Term
36–60 months
Deposit
None required
Ownership
Return at end
Best for
Keeping pace with newer software and reporting standards required by clients

Representative example

On a purchase price of £18,000: a 10% deposit of £1,800, then 48 monthly payments of £380 at 5.9% APR representative (fixed). Total amount payable £20,040, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Ridgid push-rod drain inspection camera £3,000 – £8,000 (indicative, confirm current price with a Ridgid dealer) Push-Rod Camera
iPEK crawler CCTV inspection system £20,000 – £45,000 (indicative, confirm current price with an iPEK dealer) CCTV Crawler System
Van-mounted survey unit with pan-and-tilt crawler (specification class) £40,000 – £60,000 Van-Mounted Survey Rig
Handheld portable pipe camera (specification class) £3,000 – £6,000 Handheld Camera

Ready to compare drain camera finance? 2 minutes, no credit check.

Check Eligibility

Tax benefits

A drain camera system is moveable plant and normally qualifies for the Annual Investment Allowance, letting you set the full cost against taxable profits in the year of purchase up to the prevailing AIA limit, which your accountant can confirm. Where a camera crawler is fitted into a dedicated survey van, the vehicle and equipment are usually treated separately for tax purposes, so it's worth checking with your accountant how each element is being financed. Hire purchase preserves the allowance for the buyer from day one; finance lease and operating lease payments are instead deducted as a revenue expense as they're paid.

Market context

Drain cameras are bought by drainage contractors, utility survey firms and civil engineering subcontractors carrying out condition surveys for water companies, councils and housing associations, where a recorded inspection report is usually a contractual requirement before repair or lining work can be authorised. Because survey reports increasingly need to meet formal industry coding standards, buyers often finance an upgrade to a newer crawler system with better software and reporting output even while an older unit still physically works. A reasonable used market exists for established brands such as Ridgid and iPEK, which supports asset-backed finance, though van-mounted systems are usually financed alongside or separately from the vehicle itself depending on how the supplier invoices them.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

Compare rates from 200+ lenders, takes 2 minutes.

Check Eligibility

Frequently asked questions

What's the difference between a push-rod camera and a crawler system?
A push-rod camera is a simpler, lower-cost unit pushed manually into a pipe on a flexible rod, suited to smaller diameter domestic and light commercial drains. A crawler system drives itself through larger pipes on wheels or tracks, carries pan-and-tilt cameras, and produces the detailed, coded reports water companies and councils typically require. The price difference between the two is significant, and it affects which finance term and deposit make sense.
Can survey software and reporting licences be financed alongside the camera?
Yes, most lenders will include software licences, laptops or tablets used for reporting, and installation costs in the finance amount if they're itemised on the supplier's invoice alongside the camera hardware. This is a common way to bring the whole survey kit under one monthly payment.
Can I finance a van-mounted crawler system and the van together?
Sometimes, though it depends on how the supplier structures the invoice. Where the van and crawler system are supplied as one fitted-out package, many lenders will finance them together; where you're supplying your own van and having a crawler system fitted separately, it's more common to finance the equipment and the vehicle on separate agreements.
What deposit is typical for a drain camera system?
Hire purchase deposits typically run 10% to 20%. A smaller push-rod camera at the lower end of the cost range may sit below some lenders' minimum finance amount, in which case buying outright or combining it with other equipment on one agreement is common.

Related equipment finance

More water & utilities finance

See how lenders treat water & utilities assets

Guides and resources

Ready to finance your drain camera?

Compare rates from 200+ lenders. No credit check.

Check Eligibility →
Check Eligibility, 2 min, no credit check