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Jetting Unit Finance

Spread the cost of a drain jetting unit from £15,000 to £150,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a jetting unit?

Yes, jetting units are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £15,000 to £150,000, and most deals are written over 24–72 months with a deposit of around 10–20%. Decisions typically take 24–48 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£15k – £150k

Approval Speed

24–48 hours

3–5 days for > £100k

Rates From

7.0% APR

What would a jetting unit cost per month?

£60,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical jetting unit price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 7.5% APR
Term
24–72 months
Deposit
10–20%
Ownership
Yours at the end
Best for
Drainage contractors wanting the chassis and jetting body on one agreement

Finance Lease

Rate
From 7.0% APR
Term
24–72 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Firms working long water company and council payment terms who need to protect cash flow

Operating Lease

Rate
From 8.0% APR
Term
36–60 months
Deposit
None required
Ownership
Return at end
Best for
Fleets replacing units on a fixed cycle to limit downtime

Representative example

On a purchase price of £60,000: a 10% deposit of £6,000, then 48 monthly payments of £1,266 at 5.9% APR representative (fixed). Total amount payable £66,768, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
Harben trailer-mounted jetting unit £20,000 – £45,000 (indicative, confirm current price with a Harben dealer) Trailer-Mounted Jetter
Flowplant chassis-mounted jetting unit £60,000 – £110,000 (indicative, confirm current price with a Flowplant dealer) Chassis-Mounted Jetter
Rioned combination jet vac body on 18t chassis £90,000 – £150,000 (indicative, confirm current price with a Rioned dealer) Combination Jet Vac
Small van-mounted jetting unit (specification class) £15,000 – £30,000 Van-Mounted Jetter

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Tax benefits

A jetting unit is a moveable item of plant, even though it's built onto a vehicle chassis, and the combined body and chassis normally qualifies for the Annual Investment Allowance, letting you set the full cost against taxable profits in the year of purchase up to the prevailing AIA limit, which your accountant can confirm. Hire purchase preserves this allowance for the buyer from day one; finance lease and operating lease payments are instead deducted as a revenue expense as they're paid.

Market context

Jetting units are bought by drainage contractors, groundworks firms and utility subcontractors, ranging from a small local drainage company running one van-mounted unit to a larger contractor servicing water company and council term contracts across a fleet. Because a jetting unit combines a vehicle chassis with an expensive purpose-built body, most buyers finance the whole assembly on one agreement rather than funding the chassis and jetting equipment separately. Work for water companies and local authorities typically runs on long payment terms, so cash flow, not the headline interest rate, is usually the deciding factor in choosing finance over paying outright. Replacement is generally driven by chassis mileage and MOT life rather than the jetting pump wearing out, since the pump and pipework can often be refurbished onto a newer chassis. A steady used market exists for jetting units from established manufacturers, which supports asset-backed finance for smaller contractors.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Can the chassis and jetting body be financed on one agreement?
Yes, and lenders in this sector generally prefer it that way. Because a jetting unit is a vehicle chassis with a specialist body fitted, financing them separately can create complications if you ever need to sell or refinance, so most agreements cover the complete built unit as a single asset, based on the combined invoice from the chassis supplier and the body builder.
Why do drainage contractors finance rather than buy outright?
Water company and council contracts typically pay on long terms, often 60 to 90 days or more, which can leave a contractor waiting well after the work is done to get paid. Financing the jetting unit keeps a large chunk of working capital free to cover wages, fuel and materials during that gap, rather than tying it all up in one vehicle at the point of purchase.
Can I finance a used jetting unit?
Yes, established brands such as Harben, Flowplant and Rioned hold their value and are commonly financed second-hand. Lenders will look at chassis age and mileage alongside the condition of the jetting pump and body, and may ask for an independent inspection on units more than around 7 to 8 years old.
What deposit is typical on a jetting unit?
Hire purchase deposits typically run 10% to 20%, lower than on smaller craft or workshop equipment because these are larger, well-established assets with a recognised used market that lenders are comfortable lending against. A larger deposit will reduce your monthly payment, which matters given the size of these agreements.
How quickly can finance be arranged if I've won a new contract?
Most applications are approved within 24 to 48 hours once a supplier quote is in place. Given the value involved, deals over roughly £100,000 sometimes take a little longer, typically 3 to 5 working days, while the lender completes its checks, so it's worth applying as soon as a contract award is confirmed rather than waiting until the last minute.

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