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No Dig Lining Rig Finance

Spread the cost of a no dig pipe lining rig from £25,000 to £120,000 with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.

Can you finance a no dig lining rig?

Yes, no dig lining rigs are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £25,000 to £120,000, and most deals are written over 36–72 months with a deposit of around 15–20%. Decisions typically take 24–72 hours. Used machines are financeable too, usually with a shorter term.

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Typical Cost

£25k – £120k

Approval Speed

24–72 hours

3–5 days for > £75k

Rates From

7.3% APR

What would a no dig lining rig cost per month?

£55,000
10%
60 months
9%
£0

Your estimate

Indicative only. Not a quote and not an offer of finance.

Pre-filled with a typical no dig lining rig price. Indicative only, not a quote.

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Finance options

Hire Purchase (HP)

Rate
From 7.8% APR
Term
36–72 months
Deposit
15–20%
Ownership
Yours at the end
Best for
Specialist relining contractors wanting to own the rig outright

Finance Lease

Rate
From 7.3% APR
Term
36–72 months
Deposit
None required
Ownership
Return or buy (balloon payment)
Best for
Firms working long water company and council payment terms who need to protect cash flow

Operating Lease

Rate
From 8.5% APR
Term
36–60 months
Deposit
None required
Ownership
Return at end
Best for
Contractors wanting to move to newer curing technology as it develops

Representative example

On a purchase price of £55,000: a 10% deposit of £5,500, then 48 monthly payments of £1,160 at 5.9% APR representative (fixed). Total amount payable £61,180, including the deposit. The rate you are offered depends on your business and the asset.

What buyers actually specify

Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.

Machine or specification Guide price Type
UV-cured lining rig with control unit (specification class, no single dominant UK supplier verified) £50,000 – £100,000 UV-Cured Lining System
Hot water or steam-cured lining rig (specification class) £35,000 – £70,000 Thermal-Cured Lining System
Van-mounted lateral lining unit for house connections (specification class) £25,000 – £45,000 Lateral Lining Unit
Full trenchless rig with inversion drum and generator (specification class) £80,000 – £120,000 Complete Trenchless Rig

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Tax benefits

A no dig lining rig is moveable plant and normally qualifies for the Annual Investment Allowance, letting you set the full cost against taxable profits in the year of purchase up to the prevailing AIA limit, which your accountant can confirm. Hire purchase preserves this allowance for the buyer from day one; finance lease and operating lease payments are instead deducted as a revenue expense as they're paid.

Market context

No dig lining rigs are bought by specialist trenchless contractors and larger drainage firms that have added relining as a service alongside jetting and CCTV survey work, usually to avoid subcontracting lining jobs out and losing that margin. Trenchless work is typically won through water company and council term contracts or framework agreements, which pay on long terms, so financing the rig protects cash flow in the same way it does for jetting units and tankers in this sector. Replacement or upgrading is generally driven by curing technology moving on, UV curing largely displacing older hot water and steam methods for its speed, rather than the existing rig failing outright. The used market for lining rigs is smaller and more specialist than for jetting units or tankers, so lenders in this niche tend to weigh the contractor's track record and contract pipeline alongside the asset itself.

Bad credit?

Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.

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Frequently asked questions

Why would a drainage contractor add lining equipment rather than subcontract it?
Relining work is often required as part of the same water company or council contracts that cover jetting and CCTV survey, so contractors who already hold that relationship can win more of the overall job, and keep the margin, by bringing lining in-house rather than passing it to a specialist subcontractor. The rig is a significant investment, which is exactly why financing it against a known contract pipeline is common rather than buying outright.
Is UV-cured or hot water cured lining better for finance purposes?
The finance process is the same regardless of curing method, HP, finance lease or operating lease, but UV-cured rigs typically cost more upfront and cure faster on site, which some contractors weigh against a hot water or steam system's lower purchase price and slower cycle time. Which suits your business depends more on the contracts you're targeting than the finance itself.
What deposit will I need for a lining rig?
Hire purchase deposits typically run 15% to 20%, a little higher than for more established, higher-volume equipment like jetting units, reflecting the more specialist and thinner used market for lining rigs. A larger deposit can also help if your business is newer to trenchless work and doesn't yet have a long track record in this specific service line.
Can training and commissioning be included in the finance?
Yes, most lenders will include supplier-provided commissioning and operator training in the finance amount if it's itemised on the invoice alongside the rig itself, which is common given how specialist the equipment and curing process are. Getting operators properly trained on curing times and resin handling matters more here than on most equipment, since a botched lining job can mean redoing an entire section of pipe, so it's worth confirming with your supplier exactly what training is included before the invoice is finalised.

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