Spread the cost of effluent treatment plant from £10,000 to £400,000+ with flexible finance options. HP, lease, or refinance, compare rates from 40+ lenders.
Yes, effluent treatments are financed as a standard asset purchase, usually on hire purchase or a lease, with the machine itself acting as the security. UK prices typically run £10,000 to £400,000, and most deals are written over 12–84 months with a deposit of around 10–20%. Decisions typically take 2–5 working days. Used machines are financeable too, usually with a shorter term.
Typical Cost
£10k – £400k
Approval Speed
2–5 working days
Faster once the discharge consent is confirmed
Rates From
4.9% APR
Your estimate
Indicative only. Not a quote and not an offer of finance.
Pre-filled with a typical effluent treatment price. Indicative only, not a quote.
Compare effluent treatment finance rates from 200+ lenders
Check EligibilityOn a purchase price of £90,000: a 10% deposit of £9,000, then 48 monthly payments of £1,899 at 5.9% APR representative (fixed). Total amount payable £100,152, including the deposit. The rate you are offered depends on your business and the asset.
Guide prices for sizing a finance agreement, not quotes. Manufacturers in this market mostly price on application, so where a current UK list price could not be confirmed the row describes a specification class rather than naming a model. Your supplier quote is what the agreement is written against.
| Machine or specification | Guide price | Type |
|---|---|---|
| Interceptor & pre-treatment unit, trade effluent (specification class) | £15,000 – £45,000 | Interceptor & Pre-Treatment Unit |
| Chemical dosing & effluent treatment skid (specification class) | £25,000 – £70,000 | Dosing & Neutralisation Skid |
| Dissolved air flotation (DAF) plant (specification class) | £60,000 – £180,000 | DAF Effluent Treatment Plant |
| Sequencing batch reactor (SBR) package plant (specification class) | £120,000 – £350,000 | SBR Package Plant |
Ready to compare effluent treatment finance? 2 minutes, no credit check.
Check EligibilityEffluent treatment plant generally qualifies for the Annual Investment Allowance, so the cost can typically be set against taxable profits in the year of purchase. A skid-mounted dosing or DAF unit is usually treated as moveable plant, while a below-ground SBR package plant plumbed into permanent works may be treated differently once installed, which is worth checking with your accountant before agreeing the finance structure.
Effluent treatment plant is bought by manufacturers, food processors and contractors who need to treat trade effluent before it can be released to sewer or to a watercourse, rather than paying a water company to treat it at full trade effluent rates. As with wider water treatment, contractors delivering the plant under a fixed-term framework contract often match the finance term to that contract rather than the equipment's full working life. What a site is permitted to release governs the whole project: the discharge consent sets the standard the treatment process has to meet, and a lender assessing the plant is really underwriting the business's ability to keep operating within that consent. Replacement or upgrade is generally driven by a tightening of the discharge consent or a change in production volume, rather than the equipment simply wearing out, and used plant is uncommon since each system is engineered to a specific effluent load.
Several of our 200+ lenders specialise in businesses with imperfect credit histories. You may need a larger deposit or personal guarantee, but options exist. Checking your options here does not affect your credit score, because we do not run a credit search to match you. A lender will run their own checks only if you decide to apply.
Compare rates from 200+ lenders, takes 2 minutes.
Check EligibilitySee how lenders treat water & utilities assets
Compare rates from 200+ lenders. No credit check.
Check Eligibility →