Compare senior debt, mezzanine, and stretched senior from specialist UK lenders serving Swansea and Wales businesses. Matching begins after you apply; a soft credit check may be used for matching.
Rates
From 6.5% p.a.
Senior, mezzanine, or stretched
Amounts
£150k - £25M+
Speed
2-6 weeks
Swansea
12k
businesses
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Development finance is specialist lending for property development projects, new builds, conversions, refurbishments, and renovations. Unlike standard mortgages, funds are released in stages as the build progresses, and repaid when you sell the completed units or refinance.
You apply with your project plans, planning permission, build costs, and a projected Gross Development Value (GDV). The lender values the site, assesses the project, and if approved, releases an initial tranche for site acquisition. Further drawdowns follow at agreed construction milestones, foundations, first fix, second fix, completion.
The primary development loan. Up to 65-70% LTGDV and 70-85% LTC. Rates from 6.5% per annum.
Fills the gap between senior debt and your equity. Up to 90% LTC. Rates from 12-18% per annum.
Combined senior + mezzanine in one facility. Up to 85% LTC. Rates from 8-12% per annum. Simpler structure.
Borrow £1,000,000 at 8.5% over 18 months. Total repayable: ~£1,127,500. Your rate depends on your circumstances.
Ready to compare development finance in Swansea?
For UK limited companies with 3+ months’ trading and monthly revenue.
Swansea is Wales' second largest city and a significant industrial and commercial centre, with a major steel and advanced materials sector in the neighbouring Port Talbot and Neath corridor underpinning a substantial manufacturing supply chain. The city is undergoing major transformation through the Swansea City and Waterfront Digital District, a £1.3 billion regeneration project aimed at establishing Swansea as a leading digital innovation hub in Wales, supported by Swansea University's expanding research commercialisation activity. Healthcare and public sector employment is substantial, with Swansea Bay University Health Board one of the city's largest employers, complemented by growing private healthcare and life sciences activity. With 12k registered businesses across Wales, Swansea has strong demand for competitive development finance.
Funding availability depends on the business and finance required in the Wales area. Whether your Swansea business needs ground-up residential development or commercial to residential conversion, lenders assess each application individually.
Several specialist lenders on our panel work with Swansea businesses that have imperfect credit histories. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender. Check your options when you apply.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Explore FundingFor UK limited companies with at least 3 months’ trading and monthly revenue.