Learn about unsecured, secured, and merchant cash advance options serving Swansea and Wales businesses. Matching begins after you apply; a soft credit check may be used for matching.
Rates
From 6.9% APR
Unsecured, secured, or MCA
Amounts
£1k - £5M
Speed
24-48 hours
Swansea
12k
businesses
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
A business loan gives your company a lump sum of funding to use for any business purpose, working capital, expansion, stock, equipment, marketing, or managing cash flow gaps. You repay in fixed monthly instalments over an agreed term.
You apply with details about your business (turnover, trading history, purpose) and the amount you need. The lender assesses your application and, if approved, offers you a rate and term. Once you accept, funds are typically in your account within 24-48 hours for unsecured loans.
No collateral required. Amounts typically £1k-£500k. Rates from 6.9% APR. Decisions in 24-48 hours.
Lower rates, larger amounts (up to £5M). Property or assets used as security. Rates from 4.5% APR.
Repay as a percentage of daily card sales. No fixed monthly payments. Ideal for retail and hospitality.
Borrow £50,000 at 9.9% over 36 months. Monthly repayment: ~£1,613. Total repayable: ~£58,068. Your rate depends on your circumstances.
Ready to compare business loans in Swansea?
For UK limited companies with 3+ months’ trading and monthly revenue.
Swansea is Wales' second largest city and a significant industrial and commercial centre, with a major steel and advanced materials sector in the neighbouring Port Talbot and Neath corridor underpinning a substantial manufacturing supply chain. The city is undergoing major transformation through the Swansea City and Waterfront Digital District, a £1.3 billion regeneration project aimed at establishing Swansea as a leading digital innovation hub in Wales, supported by Swansea University's expanding research commercialisation activity. Healthcare and public sector employment is substantial, with Swansea Bay University Health Board one of the city's largest employers, complemented by growing private healthcare and life sciences activity. With 12k registered businesses across Wales, Swansea has strong demand for competitive business loans.
Funding availability depends on the business and finance required in the Wales area. Whether your Swansea business needs working capital and cash flow or business expansion and growth, lenders assess each application individually.
Several specialist lenders on our panel work with Swansea businesses that have imperfect credit histories. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender. Check your options when you apply.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Explore FundingFor UK limited companies with at least 3 months’ trading and monthly revenue.