Compare owner-occupied and investment commercial mortgage rates from 200+ UK lenders serving Reading and South East England businesses. Matched in 2 minutes, no credit check.
Rates
From 4.5% p.a.
Owner-occupied or investment
Amounts
£100k - £10M+
Speed
6-12 weeks
Reading
18k
businesses
Compare commercial mortgages rates in Reading — 2 minutes, no credit check
Check EligibilityA commercial mortgage is a long-term loan secured against commercial property — offices, shops, warehouses, pubs, hotels, industrial units, or mixed-use buildings. Terms are typically 5-25 years with rates from 4.5% per annum.
You apply with details of the property, your business, and the purpose (purchase, refinance, or development). The lender values the property, assesses your business, and if approved, releases funds through your solicitor. The process typically takes 6-12 weeks from application to completion.
Your business operates from the property. Up to 80% LTV. Rates from 4.5%. Business income supports the mortgage.
Buying to let to tenants. Up to 75% LTV. Rates from 5.0%. Rental income must cover 125%+ of mortgage payments.
Replace an existing mortgage with a better rate or release equity. Up to 70% LTV. Rates from 4.5%.
Borrow £500,000 at 5.5% over 20 years. Monthly repayment: ~£3,440. Total repayable: ~£825,600. Your rate depends on your circumstances.
Ready to compare commercial mortgages in Reading?
Check EligibilityReading is one of the UK's most significant technology hubs outside London, earning the nickname 'Silicon Valley UK' for its concentration of global technology companies — Microsoft, Oracle, Huawei, and PepsiCo all have major UK headquarters in the town. The city's proximity to London via the Elizabeth line and its location at the heart of the M4 corridor make it an attractive base for businesses needing London access without central London costs. Reading's financial and professional services sector is also substantial, supporting a high-wage economy with some of the strongest GVA per head figures outside the capital. With 18k registered businesses across South East England, Reading has strong demand for competitive commercial mortgages.
Our panel of 200+ UK lenders includes providers serving the South East England area. Whether your Reading business needs offices and serviced offices or retail shops and high street premises, we compare rates across the full market in 2 minutes.
Several specialist lenders on our panel work with Reading businesses that have imperfect credit histories. Our eligibility check uses a soft search only — no impact on your credit score. Check your options in 2 minutes.
Compare rates from 200+ lenders serving Reading
Check EligibilityCompare 200+ lenders in 2 minutes. No credit check.
Check Eligibility