Compare factoring, discounting, and selective invoice finance from specialist providers serving Reading and South East England businesses. Matching begins after you apply; a soft credit check may be used for matching.
Rates
From 0.5%
of invoice value
Amounts
£10k - £5M facility
Speed
24 hours
Reading
18k
businesses
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Invoice finance lets you release cash tied up in unpaid customer invoices immediately, rather than waiting 30-90 days for payment. A finance provider advances up to 90% of the invoice value within 24 hours, then collects the full payment from your customer.
You raise invoices to your customers as normal. Instead of waiting for payment, you submit the invoices to your finance provider, who advances up to 90% of the value within 24 hours. When your customer pays, the provider releases the remaining balance minus their fee.
The provider manages credit control and collects from your customers directly. You get funding plus outsourced collections.
Confidential, you maintain customer relationships and collect payments yourself. Customers are unaware of the arrangement.
Choose which invoices to finance, one at a time. No long-term commitment. Higher per-invoice cost but maximum flexibility.
Borrow £100,000 at 1.5% over per invoice. Total repayable: ~£101,500. Your rate depends on your circumstances.
Ready to compare invoice finance in Reading?
For UK limited companies with 3+ months’ trading and monthly revenue.
Reading is one of the UK's most significant technology hubs outside London, earning the nickname 'Silicon Valley UK' for its concentration of global technology companies, Microsoft, Oracle, Huawei, and PepsiCo all have major UK headquarters in the town. The city's proximity to London via the Elizabeth line and its location at the heart of the M4 corridor make it an attractive base for businesses needing London access without central London costs. Reading's financial and professional services sector is also substantial, supporting a high-wage economy with some of the strongest GVA per head figures outside the capital. With 18k registered businesses across South East England, Reading has strong demand for competitive invoice finance.
Funding availability depends on the business and finance required in the South East England area. Whether your Reading business needs recruitment and staffing agencies or construction and building trades, lenders assess each application individually.
Several specialist lenders on our panel work with Reading businesses that have imperfect credit histories. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender. Check your options when you apply.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Explore FundingFor UK limited companies with at least 3 months’ trading and monthly revenue.