Compare senior debt, mezzanine, and stretched senior from specialist UK lenders serving Reading and South East England businesses. Matched in 2 minutes, no credit check.
Rates
From 6.5% p.a.
Senior, mezzanine, or stretched
Amounts
£150k - £25M+
Speed
2-6 weeks
Reading
18k
businesses
Compare development finance rates in Reading — 2 minutes, no credit check
Check EligibilityDevelopment finance is specialist lending for property development projects — new builds, conversions, refurbishments, and renovations. Unlike standard mortgages, funds are released in stages as the build progresses, and repaid when you sell the completed units or refinance.
You apply with your project plans, planning permission, build costs, and a projected Gross Development Value (GDV). The lender values the site, assesses the project, and if approved, releases an initial tranche for site acquisition. Further drawdowns follow at agreed construction milestones — foundations, first fix, second fix, completion.
The primary development loan. Up to 65-70% LTGDV and 70-85% LTC. Rates from 6.5% per annum.
Fills the gap between senior debt and your equity. Up to 90% LTC. Rates from 12-18% per annum.
Combined senior + mezzanine in one facility. Up to 85% LTC. Rates from 8-12% per annum. Simpler structure.
Borrow £1,000,000 at 8.5% over 18 months. Total repayable: ~£1,127,500. Your rate depends on your circumstances.
Ready to compare development finance in Reading?
Check EligibilityReading is one of the UK's most significant technology hubs outside London, earning the nickname 'Silicon Valley UK' for its concentration of global technology companies — Microsoft, Oracle, Huawei, and PepsiCo all have major UK headquarters in the town. The city's proximity to London via the Elizabeth line and its location at the heart of the M4 corridor make it an attractive base for businesses needing London access without central London costs. Reading's financial and professional services sector is also substantial, supporting a high-wage economy with some of the strongest GVA per head figures outside the capital. With 18k registered businesses across South East England, Reading has strong demand for competitive development finance.
Our panel of 200+ UK lenders includes providers serving the South East England area. Whether your Reading business needs ground-up residential development or commercial to residential conversion, we compare rates across the full market in 2 minutes.
Several specialist lenders on our panel work with Reading businesses that have imperfect credit histories. Our eligibility check uses a soft search only — no impact on your credit score. Check your options in 2 minutes.
Compare rates from 200+ lenders serving Reading
Check EligibilityCompare 200+ lenders in 2 minutes. No credit check.
Check Eligibility