Learn about owner-occupied and investment commercial mortgages serving Cambridge and East of England businesses. Matching begins after you apply; a soft credit check may be used for matching.
Rates
From 4.5% p.a.
Owner-occupied or investment
Amounts
£100k - £10M+
Speed
6-12 weeks
Cambridge
15k
businesses
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
A commercial mortgage is a long-term loan secured against commercial property, offices, shops, warehouses, pubs, hotels, industrial units, or mixed-use buildings. Terms are typically 5-25 years with rates from 4.5% per annum.
You apply with details of the property, your business, and the purpose (purchase, refinance, or development). The lender values the property, assesses your business, and if approved, releases funds through your solicitor. The process typically takes 6-12 weeks from application to completion.
Your business operates from the property. Up to 80% LTV. Rates from 4.5%. Business income supports the mortgage.
Buying to let to tenants. Up to 75% LTV. Rates from 5.0%. Rental income must cover 125%+ of mortgage payments.
Replace an existing mortgage with a better rate or release equity. Up to 70% LTV. Rates from 4.5%.
Borrow £500,000 at 5.5% over 20 years. Monthly repayment: ~£3,440. Total repayable: ~£825,600. Your rate depends on your circumstances.
Ready to compare commercial mortgages in Cambridge?
For UK limited companies with 3+ months’ trading and monthly revenue.
Cambridge is home to one of the world's most productive innovation clusters, known as the Cambridge Cluster or 'Silicon Fen', with over 5,000 knowledge-intensive businesses employing more than 65,000 people across biotechnology, software, electronics, and medical devices. The University of Cambridge is the principal engine of this ecosystem, spinning out world-leading companies in areas including genomics, drug discovery, and artificial intelligence, with ARM Holdings among the most globally significant Cambridge-born technology firms. Commercial rents and property prices reflect the city's premium status as a global science and technology destination, with demand consistently exceeding supply across laboratory, office, and residential space. With 15k registered businesses across East of England, Cambridge has strong demand for competitive commercial mortgages.
Funding availability depends on the business and finance required in the East of England area. Whether your Cambridge business needs offices and serviced offices or retail shops and high street premises, lenders assess each application individually.
Several specialist lenders on our panel work with Cambridge businesses that have imperfect credit histories. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender. Check your options when you apply.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Explore FundingFor UK limited companies with at least 3 months’ trading and monthly revenue.