Compare senior debt, mezzanine, and stretched senior from specialist UK lenders serving Cambridge and East of England businesses. Matching begins after you apply; a soft credit check may be used for matching.
Rates
From 6.5% p.a.
Senior, mezzanine, or stretched
Amounts
£150k - £25M+
Speed
2-6 weeks
Cambridge
15k
businesses
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Development finance is specialist lending for property development projects, new builds, conversions, refurbishments, and renovations. Unlike standard mortgages, funds are released in stages as the build progresses, and repaid when you sell the completed units or refinance.
You apply with your project plans, planning permission, build costs, and a projected Gross Development Value (GDV). The lender values the site, assesses the project, and if approved, releases an initial tranche for site acquisition. Further drawdowns follow at agreed construction milestones, foundations, first fix, second fix, completion.
The primary development loan. Up to 65-70% LTGDV and 70-85% LTC. Rates from 6.5% per annum.
Fills the gap between senior debt and your equity. Up to 90% LTC. Rates from 12-18% per annum.
Combined senior + mezzanine in one facility. Up to 85% LTC. Rates from 8-12% per annum. Simpler structure.
Borrow £1,000,000 at 8.5% over 18 months. Total repayable: ~£1,127,500. Your rate depends on your circumstances.
Ready to compare development finance in Cambridge?
For UK limited companies with 3+ months’ trading and monthly revenue.
Cambridge is home to one of the world's most productive innovation clusters, known as the Cambridge Cluster or 'Silicon Fen', with over 5,000 knowledge-intensive businesses employing more than 65,000 people across biotechnology, software, electronics, and medical devices. The University of Cambridge is the principal engine of this ecosystem, spinning out world-leading companies in areas including genomics, drug discovery, and artificial intelligence, with ARM Holdings among the most globally significant Cambridge-born technology firms. Commercial rents and property prices reflect the city's premium status as a global science and technology destination, with demand consistently exceeding supply across laboratory, office, and residential space. With 15k registered businesses across East of England, Cambridge has strong demand for competitive development finance.
Funding availability depends on the business and finance required in the East of England area. Whether your Cambridge business needs ground-up residential development or commercial to residential conversion, lenders assess each application individually.
Several specialist lenders on our panel work with Cambridge businesses that have imperfect credit histories. Fundably may use a soft credit check for matching, which does not affect your credit score. A hard check may happen if you choose to proceed with a lender. Check your options when you apply.
Explore business funding options through Fundably
For UK limited companies with 3+ months’ trading and monthly revenue.
Explore business funding options through Fundably.
Explore FundingFor UK limited companies with at least 3 months’ trading and monthly revenue.